Andrew’s Blog

Financial wellbeing goes hand in hand with stability. And both are crucial when it comes to the workplace. They go a long, long way to helping people do their best work. They bring peace of mind, can boost confidence, and can propel productivity. Good leadership – and the determination and clear sightedness to put an […]

The Chancellor of the Exchequer Jeremy Hunt has claimed that the government’s economic plan ‘is working’, but that the work is by no means done. Mr Hunt delivered his Autumn Statement to the House of Commons on Thursday afternoon (November 22) and appeared eager to tell his fellow MPs that the tide was turning in […]

Lifetime has been shortlisted for another wellbeing award! The organisation is thrilled to be nominated for Best Financial Wellbeing Initiative 2023-24 in the Great British Workplace Wellbeing Awards. Employee engagement and wellness are rightly taking centre stage in the business world – and these prestigious awards, which have a number of different categories, recognises the […]

November 6th 2023 is the start of this year’s #talkmoneyweek – and we want to highlight the importance of talking with a professional about your finances, so that you can be in control of your finances, and not the other way around! Financial wellbeing is essential for a happy and fulfilling future. It gives you […]

Today is National Stress Awareness Day! And we’d like to highlight the importance of helping alleviate stress in the workplace.  Even in the most upbeat company cultures and environments, staff can still get stressed out about their personal finances. Don’t underestimate the impact of a compassionate approach! Learn how an innovative wellbeing initiative can address […]

Two of the biggest things that financial planning can give you is clarity and understanding. And understanding your needs versus wants is important. The distinction between what you want and what you need is key. It is okay to buy the things you need, but when it comes to things that you only want, then […]

Today is #worldmenopauseday – and we’d like to highlight how the menopause can often have an affect on someone’s finances. Menopause is a natural change in the balance of the body’s hormones that comes with age, but despite the millions of workers affected – indeed roughly 50% of the population – it can be misunderstood […]

  Employees who are financially stressed are more likely to experience health problems, mental health issues, and absenteeism. They are also less likely to be focused and motivated at work.  This forthcoming webinar by Lifetime is designed to help employers understand the benefits of investing in financial wellness for their employees.  In this webinar, you […]

UK workers are taking more sick days than at any point in the last 10 years, research by the Chartered Institute for Personnel and Development (CIPD) suggests. Staff took on average 7.8 sick days in the past year, according to the CIPD. That statistic is up from 5.8 days before the Covid-19 pandemic. The CIPD […]

Welcome to World Financial Planning Day 2023! With many parts of the world, including the UK, experiencing economic strain and a seemingly constant battle with the cost of living, it is becoming more and more important to emphasise the positivity and wellbeing a flexible financial plan can bring to someone’s life. World Financial Planning Day […]

The Bank of England today (Thursday, September 21st) chose to leave the UK’s interest rates unchanged at 5.25%. The Bank (BOE) had previously raised rates 14 times in a row, in a battle to bring down inflation. That had led to increases in mortgage payments, but also higher savings rates. It was tipped as being […]

It is vitally important to have the knowledge and ability to make good decisions that will protect your family and loved ones if there is an unexpected/untimely death, illness or accident. For example, if you or your partner were unable to work would your household expenditure be covered? Lifetime’s specialists work with you to answer […]

Even in the most upbeat company cultures and environments, staff can still get stressed out about their personal finances. When employees can’t focus on work due to the financial strain and worry they are under, it is not only they who suffer. Employers pay the price too, particularly when it comes to motivation, concentration and […]

Finance professionals and experts often talk about having ‘a financial plan’. But just what is it? Why is it so important? And how can you get one? Well, the first thing to point out is that money is an important subject. It often plays a crucial part in how you live your life, now and […]

The latest research shows that half of doctors and other health and care professionals are reporting a rise in money-related health issues. And yet the majority of those dedicated health and care professionals feel they are unequipped to have such financial conversations with the patients affected. While they are tremendously talented and highly skilled in […]

Members of the Lifetime team attended the Vivup Benefits Day in Birmingham on Thursday (August 3rd). Our COO Andy Wealthall, along with colleagues Sarah Kewley and Georgia Ryder, were at the Lifetime stand, talking about the importance of financial wellbeing and education within the workplace. Andy also delivered a presentation explaining how Lifetime’s financial wellbeing […]

The UK’s interest rate has today (Thursday, August 3rd) been raised a further 0.25% by the Bank of England (BOE), to a new level of 5.25%. It is the 14th hike in a row and the last time the base rate was this high was over 15 years ago, back in April 2008. The reason […]

Taking the high road. As a financial services company, we have always championed the importance of putting customers first. Indeed, our core values are geared towards delivering the very best service we can for the people who ask for our help. We stand by the line: “If it’s not right for the client, then it’s […]

It is frightening when you see the damage that can result from poor financial wellbeing. We’ve seen it. That’s why we are passionate about delivering a solution. Wellbeing in the workplace is a hot topic. Employees are seeking help, and inaction is simply not an option anymore. A holistic financial wellbeing programme, established deep into […]

Lifetime is thrilled to have been shortlisted in three categories for this year’s Workplace Savings and Benefits Awards. The accolades, which recognise both employer and provider excellence, attracts many of the best and biggest organisations in the UK, as well as the most innovative, and the whole team at Lifetime are proud to have been […]

Financial wellbeing goes hand in hand with stability. And both are crucial when it comes to the workplace. They go a long, long way to helping people do their best work. They bring peace of mind, can boost confidence, and can propel productivity. Employers need to be focused on helping their employees when it comes […]

It is unlucky 13 for some! At lunchtime on Thursday (June 22nd) the Bank of England (BoE) raised interest rates for the 13th time in a row. That was expected, but what did come as something of a surprise (and a pretty nasty one for those people on a variable rate mortgage) is that the […]

The total amount of protection pay outs for both individual and group protection policies hit £6.85bn in 2022, according to the Association of British Insurers (ABI) and industry body Group Risk Development (GRiD). This is a relatively small increase from the previous record £6.8bn of pay outs by protection providers in 2021. Overall, providers paid […]

Around 27 million UK households can expect a modest drop in their energy bills from July, after the regulator Ofgem announced a lowering of the price cap. When the change comes into effect this summer people will see their average gas and electricity bills fall from the £2,500 a year level set by the government’s […]

For those people who are renting and struggling to save a cash deposit for a home, getting a mortgage can often seem like an absolute pipedream. However, the recent reintroduction of deposit-free deals could turn those dreams into reality. Deposit-free mortgages where there is no financial guarantor necessary have become available for the first time […]

More than 10 million adults in the UK are currently struggling with their bills. People are admitting to purposely eating less, cancelling insurance policies, using their savings to pay for fuel and food, cancelling any memberships they have, such as the gym, and obtaining credit, a study undertaken by the Financial Conduct Authority (FCA) has […]

Today is the start of #MentalHealthAwarenessWeek2023. Talking about things that trouble you may help. But making people feel comfortable enough to talk is difficult. We fully appreciate that. Especially when the subject matter is deeply personal. However, over the last few years there has been huge progress when it comes to addressing the stigma associated with […]

The Financial Conduct Authority (FCA) has consistently warned companies who offer ‘buy now pay later’ schemes that they must regularly warn consumers of the risk of debt. Failure to do so would be ‘misleading’ and at worst be a breach of regulatory rules, according to the FCA. Platforms such as Klarna, Clearpay and Laybuy have […]

Lifetime are passionate advocates of wellbeing – and as such we are always looking at ways of ensuring that our people, and all those organisations we partner with, feel happy and valued within the workplace. On Wednesday afternoon we put our work commitments to one side for a few hours in order to enjoy a […]

There is an in-person event coming up in a few months time that could well pique your interest, where there will be informative talks delivering plenty of food for thought! Passionate about helping organisations create thriving, vibrant workplaces, a group of experts are coming together to focus on the important topic of wellbeing. The Ways […]

Is your life full of big questions? We can help you find the answers. Not only that, but we’ll guide you towards your goals and ambitions too. As a financial wellbeing company, how do we help? Well, not only do we provide support, tools and financial education so that you can have a full understanding […]

Stress Awareness Month has been held every April since 1992. The purpose of having such a month is to raise awareness of the causes and possible cures for such a burden on our mental health. Now, let’s face it, it appears that stress is affecting more and more people. We’ve had to endure a fair […]

During the current cost-of-living crisis employers are being urged to not lose sight of the wellbeing of their workforce. Indeed, the importance of an employee’s financial wellbeing cannot be underestimated. Here at Lifetime we know just how vital it is, and we have the statistics and benchmarking to prove it. For example: 89.15% of employees […]

Debt can happen to anyone. It is how we deal with it that can have a major impact on our lives. Owing money can be stressful. It can make us anxious and affect our mental wellbeing, as well as our financial wellbeing. This year’s Debt Awareness Week runs from Monday, March 20th to Saturday, March […]

Getting people into work, and keeping them there for longer, were central themes in the 2023 Spring Budget delivered by Chancellor of the Exchequer Jeremy Hunt to his fellow MPs in the House of Commons on Wednesday (March 15th). The cost of living also remained high on Mr Hunt’s agenda, with households continuing to feel […]

A colour coordinated group of Lifetime ladies got together to hold a lunchtime quiz, as they celebrated International Women’s Day 2023. The quiz was won by delighted Client Administration Manager Sheila Lynch. The Lifetime ladies were joined by supportive male colleagues to mark a notable day in the calendar. International Women’s Day is a global […]

What is financial wellbeing? Well, according to Google, ‘it is about making the most of your money from day to day, dealing with the unexpected, and being on track for a healthy financial future. In short: being financially resilient, confident and empowered.’ But like anything of this nature, there can be many interpretations of financial […]

We have a new webinar on the way! We have teamed up with Mark Edmondson and Jo “Happiness” Howarth (she/her, anti-racist) to discuss how workplaces can have those tough conversations. Ranging from mental health, illness and financial hardship, our experts want to discuss how you can explore these topics in the workplace. Also featured will be Lifetime’s Commercial […]

Employees are looking for help. Inaction is not an option anymore. It is estimated that companies are losing 9-13% of what is spent on payroll, through poor productivity and absenteeism amongst other things. Employers are already faced with quite a few strong headwinds, such as inflation, rising costs, the after-effects of Covid-19 and a challenging […]

Lifetime are thrilled to have been nominated for the 2023 Yorkshire Choice Awards. Celebrating notable achievement in the white rose county, the nominations for the awards represent the most inspirational individuals, local organisations and aspiring entrepreneurs who have made a genuine impact. Lifetime has been nominated for the Customer Service Award, in recognition of our […]

Just as oil and gas giant Shell announce record profits, and UK households continue to struggle amid the harsh reality of a historic cost-of-living crisis, the Bank of England (BOE) has raised interest rates for the 10th time in a row. The BOE also admits that the UK economy will ‘fall slightly’ in 2023 but […]

Financial wellbeing is now recognised as the number one employee workplace benefit in the UK. Perhaps that’s not surprising, given the cost of living crisis and the soaring energy bills that has enveloped the country for the past 12 months or so. It is a crucial workplace offering to have, as employees are conceding that […]

Determining your financial priorities comes down to one critical thing – and that is knowing what is truly important to you. Your money is used as a tool to achieve those life goals. It is all about priorities – and getting the right ones in place, and in the right order. Your goals and ambitions […]

It’s January, the month of (late) dark mornings and (early) dark nights! It is also Friday, January 13th, with ‘Blue Monday’ just around the corner! Christmas and all those good vibes already seem a lifetime ago. The wet and miserable weather isn’t helping either, especially if you are feeling the chill and want to put […]

An employer cannot truly support their employees if they don’t know what help they really need. It is important to spend time ‘taking the temperature’ of your organisation, particularly when it comes to the welfare of your people. In order to fully plan ahead, and have a programme in place that puts employees’ wellbeing at […]

The first month of a new year is a great time to make a real effort to look after your own wellbeing – and that includes your financial wellbeing! You won’t be alone if you have made a few resolutions for the next 12 months or so. Lots of people will be in that frame […]

As we count down to the ‘big day’, and hopefully finding out that ‘Santa’s been’, all of us here at Lifetime would like to wish everyone a very Happy Christmas – and a wonderful New Year! It has been a tough year, no doubt about it, with the cost of living crisis playing havoc with […]

There is no doubt that financial wellbeing is a benefit for employee and employer alike. That’s why we need to push it to the forefront of the conversation. Right now, as UK households grapple with rising costs, such financial insight, guidance and advice has never been more important. There are plenty of reasons why financial […]

Mortgage rates climbed throughout 2022, as the Bank of England put up interest rates in their battle to bring down inflation. Those mortgage rates certainly rocketed skyward following Kwasi Kwarteng’s emergency mini-Budget on September 23rd. However, mortgage experts now say that they have stabilised since Jeremy Hunt’s Autumn Statement on November 17th. Fresh data provided […]

The cost of living is soaring at its fastest rate for 40 years. The latest official figures for the cost of living showed that the annual inflation rate jumped to a 41-year high of 11.1% last month, in large part due to a 90% increase in domestic energy bills and rising food prices. In his […]

Financial education plays an important role in helping people. Sadly, this isn’t something that we receive in our days at school, and as a result many people enter adulthood with very little knowledge of money matters. They find themselves having to learn as they go. That may be okay for some people, but not the […]

As part of Lifetime’s ongoing efforts to get employees actively engaged with their finances (getting them to talk about their money and fully understand their financial situation), we produce an ‘Employee Survey’. It is used to ‘take the temperature’ of a workforce – and discover just what is on their minds when it comes to […]

This week is…..#TalkMoneyWeek! It is a week that has been designed to increase awareness about the benefits of talking about money. It aims to try and increase people’s sense of financial wellbeing by encouraging them to open up about their personal finances – from pocket money through to pensions. It is so, so important to […]

Today is National Stress Awareness Day (held every year on the first Wednesday in November). Now, let’s face it, we have all had our fair share of stress days in 2022, what with the cost of living crisis and soaring energy and fuel bills. In these turbulent times, many companies and individuals are either wrestling […]

This week is #PensionAwarenessWeek. Here at Lifetime we heartily agree it is a subject that needs raising awareness of! Pensions can be a complex subject and we understand the importance a pension can play in someone’s life. Do you know what sort of pension you have? Do you know where your pension is situated? Do you […]

Lifetime has landed a top award for its customer service. The company has been named the Most Customer-Focused Financial Advisory Firm – South Yorkshire in the Northern Enterprise Awards 2022. The awards programme, run by hosted by SME News, celebrates organisations who work tirelessly to make financial services and advice a positive benefit to as […]

Every month, more than 10 million people in the UK attempt to squirrel away some money towards their retirement. Yet how many of us are confident that what we are saving is enough? Will there be sufficient money to retire when we want – and live how we want in later life? Surprisingly few people […]

Why choose Lifetime as a financial wellbeing partner for your organisation? Well…. We are specialists in workplace financial education, and have spent years answering the most important questions that employees have. We are passionate about bringing financial freedom and financial health to as many people as possible. Lifetime works closely with employers to deliver tailored […]

Spending time to map out your finances is a very worthwhile exercise ahead of any plans to acquire a mortgage. It is also advisable to seek out a reputable mortgage broker who can help steer you through to the right outcome. Increases in the Bank of England’s base rate don’t immediately translate into higher rates […]

Video and Animation Assistant Rowan Wolowacz has been with Lifetime for just over a month. How’s she finding it? Well…. “It’s wonderful to go to work each day and learn something new,” she says. “I’ve thrown myself in at the deep end surrounded by this incredible level of expertise and empathy. I feel more empowered […]

Today is World Mental Health Day. The theme for this year, set by the World Federation for Mental Health, is ‘Make mental health and wellbeing for all a global priority’. And we want to play our part in highlighting it! Your mental health is so, so important. It can affect how we feel, think and […]

When it comes to financial education, there is lots of stuff out there that can be absorbed, consumed, assimilated, devoured. But people don’t want just more information to drown in! When a consumer looks for something specific on Google, or other search engines, they are not just after reams and reams of data on that […]

Lifetime are hosting a new webinar that is completely FREE for all attendees. The webinar focuses on financial wellbeing, specifically in the workplace, and how it affects both employees and employers. The webinar, which takes place on Thursday, October 6th at 10am, is hosted by Lifetime Commercial Development Director Andy Wealthall (pictured below) and will […]

To mark World Alzheimer’s Day (21 September), we have joined forces with the UK’s leading dementia research charity, Alzheimer’s Research UK. Our staff voted in favour of the dementia research charity to be their official charity partner, launching on World Alzheimer’s Day. Over the duration of the partnership, we’ve pledged to raise money to support […]

When most people think of financial planning, they might be under the impression that just concerns investments, pensions or savings. No, no, no! A purpose-built financial plan is made up of many working parts that all fit together seamlessly. Such a plan should put your goals first and foremost. By clearly identifying and prioritising your […]

Helping employees with financial management can ease the burden on HR professionals, some of whom may not be equipped to answer finance-related questions from staff. Using a financial management expert delivers value for the employee and in turn frees-up HR resources. Recruitment is expensive, especially in the current climate of a talent drought affecting many […]

The UK is embroiled in a severe cost of living crisis, which has brought the need to have control over your finances into even sharper focus. But just what is a cost of living crisis? Why is it happening right now? And are you concerned how it is impacting on you? Such an event materialises […]

The usual starting point when it comes to starting a plan for retirement is income and expenditure. However, it can often be difficult for people to envisage what their life will be like in say 10 or more years’ time. That’s why Lifetime has retirement planning professionals who use specialist software to give customers an […]

During an in-depth chat with Lifetime, Helen Stocker, director of HR Delivered, fittingly delivered some words of wisdom. The conversation had centred on what employers need to start looking at when it comes to employee benefits. Namely financial wellbeing! “Employers often have really good general employee benefits but financial wellbeing benefits can often be overlooked. […]

Making time or even plucking up the courage to have a conversation about money and long-term goals can often be difficult, but working with a Lifetime coach can help you create a comprehensive, flexible plan that can include your immediate family and generations. Most family units face serious challenges when it comes to dealing with […]

When you find out you’re expecting, your focus is likely to be on getting your home ready for a new baby but you’ll need to make time to put your financial house in order too. A good starting point is to draw up a budget and make a list of all your current incomings and […]

With the news that the UK’s inflation rate jumped to 10.1 per cent in July – a 40-year high – more and more workers are feeling the financial squeeze. Over half of employees surveyed by Lifetime admitted to feeling stressed or worried about their current financial situation. The national press are tapping in to the […]

Wise words…. During an in-depth chat with Lifetime, Helen Stocker, director of HR Delivered, fittingly delivered some words of wisdom. The conversation had centred on what employers need to start looking at when it comes to employee benefits. Namely financial wellbeing! Helen’s words bear repeating, nay trumpeting – loud and clear! “Employers often have really […]

Energy bills will hit £4,266 for a typical household by January 2023 – piling even more pressure on the beleaguered UK public. That warning comes from consultancy firm Cornwall Insight. They say their higher estimate means that the average household are faced with paying a staggering £355 a month, instead of £164 a month currently. […]

An employer cannot truly support their employees if they don’t know what help they really need. It is so important to listen to your employees. You listen to understand. That’s where Lifetime’s financial wellbeing service can help. It can bring clarity, education, focus and awareness. Oh, and positive action! Lifetime’s employee survey is a tremendous tool that can […]

After making the biggest hike to interest rates in 27 years, the Bank of England (BOE) has warned the UK is heading for a recession. Interest rates rose, for the sixth time in a row, to 1.75%, with inflation now set to hit over 13%. It is now being forecast that the UK economy will […]

There are thousands of employees across the UK who readily admit that they ‘really need to start planning for retirement’. Yet a lot of those workers don’t know how to begin that sort of in-depth planning – or who to turn to for help, guidance and advice. That’s why it is vital that employers play […]

There are thousands of employees across the UK who readily admit that they ‘really need to start planning for retirement’. Yet a lot of those workers don’t know how to begin that sort of in-depth planning – or who to turn to for help, guidance and advice. That’s why it is vital that employers play […]

Before I became a financial planner with Lifetime, writes James Fisher, I spent a year training to become secondary school science teacher.  While that turned out not to be the career for me, I certainly learnt a lot that I use to the current day. One of the things you soon find out as a […]

Lifetime’s digital service delivers an enhanced level of financial planning – allowing you to fully understand your finances and make informed money choices. As passionate providers of this innovative financial wellbeing programme we promise to: Listen to your concerns, hopes and ambitions Explain the financial facts using simple language, not jargon Show you how to […]

The cost of raising a child to the age of 18 is heading towards the £200,000 mark. That’s according to the latest research from the Child Poverty Action Group. Since 2012 their annual cost of a child report looks at how much it costs families to provide a minimum socially acceptable standard of living for […]

More and more first time buyers are turning to the ‘Bank of Mum and Dad’ – or even the so-called ‘Family Bank’ – to obtain the deposits they need to get on the property ladder. That’s the view of Lifetime mortgage adviser Scott Kershaw (pictured). Scott says: “I’m finding that more and more first time […]

Many people want to improve their financial health in 2022. A survey, carried out on behalf of abrdn investment company and taking in 2,000 UK adults, revealed that more than half (55%) were determined to get to grips with money matters so they would be in a better position. Yet those people – indeed, all of […]

Millions of people in the UK expect to be still paying off their mortgage when they reach the age of 65, according to new research. And some of those people will be dipping into their pension pots to do so. The survey, undertaken for the LV= and Wellbeing Monitor, took in 4,000 UK adults, and […]

Here at Lifetime we strive to deliver the best service we can to every single one of our customers. We are passionate about helping them achieve financial health. That’s why we are delighted when we receive customer confirmation that what we set out to do is working…. Here is our latest Google review, kindly submitted […]

Lifetime has landed a top award for its innovative financial wellbeing service. The company has been named Workplace Financial Wellbeing Champion of the Year (UK) in the Worldwide Finance Awards 2022. The awards programme, run by Acquisition International, celebrates organisations who work tirelessly to make financial services a powerhouse industry that can bring positive benefits […]

As specialist providers of workplace financial education and planning, Lifetime has spent years answering the most important questions that employees have, and is able to guide them all the way from hire to retire, with tailored support at each stage of their career. During the past couple of years we have revolutionised our financial wellbeing […]

There are still quite a number of people unwilling to seek financial advice because they deem it too expensive. That’s according to a new survey conducted for Hargreaves Lansdown by Opinium. The report showed that nearly three in 10 consumers (29%) admitted that they would avoid taking financial advice because, in their mind, it is […]

The average price of a UK home has topped £250,000 for the first time, but the housing market may be ‘starting to slow’. That’s according to property website Zoopla. The property organisation bases its monthly figures on a combination of sold prices, mortgage valuations and information and data on agreed sales. And it says that […]

There is a rapid rise in the number of employees reporting a lack of financial wellbeing support in the workplace. That’s according to the results of BrightPlan’s 2022 Wellness Barometer Survey. The survey suggests that since 2021 there has been a significant increase in employees reporting financial stress. Seventy-two per cent of those employees surveyed […]

Regardless of personal wealth, the question Lifetime’s coaches and financial specialists get asked most frequently by customers is some version of: “Will I be ok? Do I have enough?” It can cause all sorts of worry if you don’t know the answer! We want to help you get a better picture of your financial health […]

The Lifetime-sponsored Barnsley Hospice golf day proved to be another huge success. The event, again hosted by Silkstone Golf Club, managed to raise a tremendous £7,000 that will go to supporting patient care. Twenty-two teams took part and Barnsley FC legend Barry Murphy put in an appearance to support the day. ‘Kitch’s Klowns’ emerged triumphant […]

Show your employees you’re serious about their financial future! Research undertaken by the CIPD over the last few years has shown that financial wellbeing is often overlooked by some organisations compared to physical and mental wellbeing. Yet money worries are a big cause of stress for employees. There needs to be real focus – and […]

Employees might hold back from discussing their finances at work because they may be unsure if it would benefit them to do so. Lifetime believe that with the right financial wellbeing programme in place then employees will begin to see the benefits with far more clarity. They will understand that help is on hand and […]

There’s an important theme running through this week. And we want to play our part in highlighting it! It is…..Mental Health Awareness Week! Your mental health is so, so important. It can affect how we feel, think and act. It can heavily influence our emotional, psychological and social wellbeing. At Lifetime we believe that your […]

Three-quarters of UK adults have carried out little or no planning when it comes to the money they will need in later life and retirement. That’s according to a new report carried out by Standard Life. Their survey took in the thoughts and opinions of 5,000 18-91-year-olds in the UK. And 73% admitted that they […]

There are plenty of reasons why financial wellbeing should be on any HR agenda. Employees with money worries are more likely to be distracted by those worries while at work. They may also have sleepless nights, leading to days when they simply can’t face work. Providing an independent means through which they can seek answers […]

You’ve got a question. Perhaps more than one. They could well be one of these: When can I retire?    How much life insurance and protection do I need?        Where can I find a financial adviser? How much will I need when I retire?  Can I afford to see a financial adviser?   […]

Stress Awareness Month has been held every April since 1992. The purpose of having such a month is to raise awareness of the causes and possible cures for such a burden on our mental health. Now, let’s face it, it appears that stress is affecting more and more people. We’ve had to endure a couple […]

 “Thanks, lots to think about” “Thanks again…took away some good pointers” “Thank you, brilliant session!” “Please may I thank you for arranging this presentation. It was very well delivered and the team at Lifetime were very professional and knowledgeable” “Thought the info was good and ‘learning’” The above were just some of the comments we […]

 Almost one in two UK adults (45%) don’t feel confident managing their money day to day. One in five people say their employer is not doing enough to support their financial wellbeing You may think that we are pulling your leg with these stats, considering it is April 1st, #aprilfoolsday! But sadly this is no April […]

By Lifetime financial planner James Fisher Good news if you’re driving to a job with a median wage – less so if you’re receive a State Pension or other benefits. It’s been a strange couple of years since Rishi Sunak took up the role of Chancellor of the Exchequer.  At first, many though he would […]

There doesn’t seem to be a lot of good news flying about these days. And if there is, it is being swamped by all the bad! It is so tough at the moment. Soaring energy bills The rising cost of food Fuel prices skyrocketing Inflation going up and up Russia’s invasion of Ukraine destabilising the […]

Regardless of how the pandemic has affected your business, financial wellbeing and security has never been more important. Expectations have risen in so many areas of life. We demand flexibility, accessibility and knowledge on tap. Digital-first solutions – for home, health, work and leisure – are now the norm but not, until now, for financial […]

Soaring energy bills. The rising cost of food. Fuel prices skyrocketing. Russia’s invasion of Ukraine destabilising the world. Covid-19 still rearing its ugly head. All these things have intensified financial concerns. It appears to be getting harder and harder for people to make their money stretch far enough to meet their ‘needs’, let alone their […]

A survey has shown that almost three-quarters of employees would would work harder for an employer that provided benefits that dealt with and supported their individual needs. The survey, carried out by MetLike UK, also found that two-thirds of employers are now reviewing the reward packages they offer their workforce. Employers and HR departments up […]

Employers are waking up to the fact that in this uncertain world they have to do all they can to care for their people. In more and more numbers they are embracing the need to support their staff’s financial wellbeing. Those bosses taking this step realise that financial education and guidance has to be embedded […]

There is now greater emphasis than ever before on working flexibility, competitive compensation and wellbeing when it comes to an employer’s workforce. Caring companies are keen to look after their staff as much as possible. There is no doubt that the worldwide pandemic has accelerated the eagerness to adopt automation and digitalisation, as well as […]

It was the right time! For a bit of a refresh! Lifetime has put time and resources into establishing an innovative, online financial wellbeing service that offers a pathway for people to take control of their finances and make better informed money choices. And our new-look website makes it clear, to both the employers we […]

What’s important in our lives? What do we want to be, have, or do in the future, for ourselves or our loved ones? Big questions! Those sorts of questions are also linked to our finances. You need to remember the answers you come up. Give yourself a constant reminder if necessary. For if you can […]

Every employee is an individual in their own right – and has different needs. It is so important to keep that in mind when it comes to your staff’s financial wellbeing. One size doesn’t fit all. Not when it comes to your people! Everyone’s life and circumstances are different, so no two financial needs are […]

Financial health affects mental health. Don’t you agree? One in four employees say they lose sleep about financial concerns and eight out of 10 take those worries into the workplace. Those are statistics we need to address! Employees with money worries are almost five times more likely to suffer from depression while four out of […]

The first month of a new year is a great time to make new plans – and that includes your financial plan! You won’t be alone if you have made a few resolutions for the next 12 months or so. Lots of people will be in that frame of mind at this time of year. […]

Sixty is the most popular age to retire early. That’s according to research carried out by Aviva. One in four (25%) of workers surveyed said they intended to celebrate their 60th birthday by leaving the world of work behind. The biggest reason for heading into retirement at that particular time – given by 32% of […]

Planning and preparing for our own personal financial journey can boost wellbeing. That’s what the research tells us. But just what does the term ‘financial wellbeing’ mean to you? Lifetime’s National Business Development Manager Andy Wealthall (pictured) was asked how he would define financial wellbeing: “If you take a look there are lots of descriptions […]

In this day and age of pension freedoms, you can easily get confused by all the numerous options and avenues open to you regarding your retirement. Planning when to retire and how to pay for it can certainly be a daunting prospect. A large number of people expect to continue working – if they  are […]

People often seek financial advice because of a specific concern, such as doubts over a pension policy, but right at the heart of that need is one overriding thing: peace of mind. You want to make sure that you can live how you want without ever running out of money. That’s an important goal and […]

Worrying about money is not limited to those with debt. People worry about saving for a home, the cost of raising a family, funding relatives in care, where to invest their savings, losing their job….just getting to the next payday…the list goes on. Your money is an important subject. It can play a key part […]

Making people feel comfortable enough to talk. It’s difficult. Especially when the subject matter is deeply personal. Over the last few years there has been huge progress when it comes to addressing the stigma associated with mental health. That progress has been notable within the workplace. According to the Employer’s Guide to Financial Wellbeing 2020-21 (from […]

Covid-19 has impacted so many lives, on different levels, for different reasons. People have certainly changed the way they now interact with financial experts. The statistics that have emerged from a new survey carried out on behalf of investment company Abrdn show that more and more people have embraced technology and are now more confident […]

In a poll by YouGov, more than a third of employed people admitted to missing out on a ‘good night’s sleep’ because of their money worries. That’s a statistic that Lifetime is working hard to change. We partner with employers to deliver help and guidance to employees when it comes to financial matters. The way […]

What’s that old saying…….’you can’t see the wood for the trees’. What does it really mean? Well, the main definition is that if someone can’t see the wood for the trees, ‘they are so involved in the details of something that they do not notice what is important about the thing as a whole’. That could […]

Employers want staff who are fully committed, engaged and productive in their work (certainly during their working hours). That’s totally understandable. But that equilibrium can be undermined if employees have money worries and fears that affect their mindset and wellbeing. Your workforce need to be happy and confident if they are to be committed and […]

The World Health Organisation recognises World Mental Health Day on October 10th each year. The official theme for 2021 is ‘Mental Health in an Unequal World’. Mental health problems can affect anyone, at any moment. It is a vital issue ‘at the best of times’, but the need for support, guidance, help and advice has […]

People often find it difficult to know where to start saving, how much you need to put away, and what that money will amount to in the future. The first thing you need to do is think about how long you want to save for. Is it for two to five years, perhaps for a […]

When employees can’t focus on work due to the financial strain and worry they are under, it is not only they who suffer. Employers pay the price too, particularly when it comes to their workforce’s wellbeing. If that wellbeing is low, or, God forbid, non-existent, then motivation, concentration and productivity drop. Yet companies don’t have […]

This week is #PensionAwarenessWeek. Here at Lifetime we heartily agree it is a subject that needs raising awareness of! Pensions can be a complex subject and we understand the importance a pension can play in someone’s life. Do you know what sort of pension you have? Do you know where your pension is situated? Do […]

Taking control of your retirement. It’s by no means an easy thing to do, is it? In this day and age of pension freedoms, you can easily get confused by all the numerous options and avenues open to you regarding your retirement. And planning when to retire and how to pay for it can certainly […]

Our latest Google review centres on our mortgage service. Lifetime client Toby Foulds was delighted with the help and guidance he received from our mortgage adviser Scott Kershaw CeMAP. Toby wrote: “It’s taken me a while to get round to leaving this glowing review but that’s only because I’m too busy redecorating the house that […]

There’s not many people who talk freely about money. Yet here at Lifetime we make a habit of it! We believe that money, and what we do with it, is an important subject. One starting point is how much you have to pay out. Or not, as the case might be! Take Lifetime’s digital service. […]

Lifetime regularly ask the people we help (through the company’s client questionnaire) if our service has been of value. One female client, Deborah Black, kindly returned her form and her kind words (about Lifetime and in particular her adviser Paul Lee) reinforced our belief that ‘we are on the right track’ and our financial planning […]

Making people feel comfortable enough to talk. It’s difficult. Especially when the subject matter is deeply personal. Over the last few years there has been huge progress when it comes to addressing the stigma associated with mental health. That progress has been notable within the workplace. According to the Employer’s Guide to Financial Wellbeing 2020-21 […]

Feedback is extremely welcome. Very useful too. Genuine feedback from customers or clients, whether good, bad, positive or negative, is always helpful. It is important information that can be used to make important decisions. The very best companies are where they are because they constantly search for ways to make their very best even better! […]

We are always grateful when someone engages with us and afterwards decides to leave a #googlereview. Our latest centres on the mortgage help we offer. It reads: “Lifetime Mortgage Adviser Ken Abbott has recently helped me with my second mortgage. Being self employed, getting a mortgage is never going to be straight forward but Ken has […]

There is no doubt that financial wellbeing is a benefit for employee and employer alike. That’s why we need to push it to the forefront of the conversation. Right now, as the government takes steps to lift the majority of Covid-19 restrictions, such financial insight, guidance and advice has never been more important. While some […]

Should employers be focused on helping their employees when it comes to stability? It’s a worthwhile question don’t you think? Stability is crucial when it concerns the workplace. It goes a long way to helping people do their best work. It brings peace of mind, it can boost confidence, it can propel productivity. Now some […]

A bleak retirement beckons for many middle aged people, new research suggests. The research, carried out by the International Longevity Centre (ILC) on behalf of Standard Life, revealed that nearly one in three people aged between 40 and 55 are not saving nearly enough for the day when they finish work and begin their retirement […]

The FTAdviser published a story this week saying that many Britons seeking help with their finances have asked Google ‘Are pensions worth it?’ (https://lnkd.in/dvGNugb). This is Lifetime’s answer to the ‘Are pensions worth it?’ question (it makes up part of the FAQs section on our website, https://www.lifetime-fm.com/faqs/ In short – yes! One of the main benefits […]

A lot has been made over the past few days on the topic of life insurance. Putting protection policies in place for people has come in for criticism in certain quarters. Here at Lifetime we put our clients’ financial situation and financial wellbeing first and foremost. And, as financial planners, if we believe our clients […]

A stroke of luck it most certainly wasn’t… In fact, was a stroke of a much more debilitating nature. It came this morning, F.A.S.T – just as the tv advert warns it can. I had been fine up until that moment. Well, blood pressure was too high, but that’s a given, right? I was a […]

House asking prices have hit record levels across every part of the UK. That’s according to the June 2021 statistics released by property listings website Rightmove. The average price of properties now on the market rose by 0.8% to a third consecutive monthly record of £336,073, says Rightmove. The new record figure appears to be another […]

‘Getting financial advice is too expensive’. That’s the main reason why people don’t seek help and advice on their finances, according to recent research. The mutual life, pensions and investment company Royal London interviewed around 4,000 people and the research revealed a number of reasons why people do not engage with financial advisers. The biggest […]

Imagine a caring employer. Keen to help and ensure staff enjoy emotional and financial wellbeing – so that they are happy in work and just as importantly out of it. The employer decides to implement a positive financial wellbeing benefits policy, and has stumped up the resources and money to make sure the service is […]

There are times when a financial adviser or financial planner can be so much more than just a professional person imparting their knowledge and expertise. Sometimes it goes beyond just merely giving that important advice on someone’s financial affairs – and can veer into territory where showing kindness, empathy, consideration and understanding can have such […]

The way financial advice is delivered has changed massively over the years. Certainly, over the last 12 months or more, financial advisers and planners have had to find new ways to support and help their clients. Here Lifetime MD Ian Dickinson (pictured) talks about the changes in our profession: “In the late 1980s and through […]

Having people truly value what you do – and why you do it. They are things that businesses constantly strive for. At Lifetime we put our clients at the very centre of what we do. Helping them achieve what they want from their lives, via a flexible financial life plan, is something we are passionate […]

Lifetime are committed to helping employers help their employees understand their financial choices, take control of their lives and make good decisions surrounding their money. That’s why we are delighted to be one of the sponsors of the 2021 Rewards and Benefits Conference which takes place tomorrow (Wednesday, May 12th). Many businesses have already realised […]

The countdown to the 2021 Lifetime-sponsored Barnsley Hospice Golf Day is now well and truly on. The popular charity event, which is again being held at Silkstone Golf Club on Friday, May 14th, is a sell-out. As well as again being the main sponsor, Lifetime has also put forward a team, which will be led […]

Almost 8 in 10 UK employees take their money worries to work, affecting their performance.* And as well as affecting work performance, it must surely hit hard on an employee’s mental health and emotional wellbeing too. Today is the start of #mentalhealthawarenessweek2021. The theme this year is ‘Connect with nature’ (https://www.youtube.com/watch?v=TdDioDtjkis). Here at Lifetime we believe […]

You’ve got a question. Perhaps more than one, a whole shedload! They could well be one of these: When can I retire?    How much life insurance and protection do I need?        Where can I find a financial adviser? How much will I need when I retire?  Can I afford to see […]

When it comes to financial planning there is something very important to remember. You are unique. You are different from everyone else out there. Your situation is different from that of your boss, your work colleagues, your next door neighbour, your close friends. So when it comes to looking at establishing your own financial plan, […]

Two thirds of this year’s retirees risk running out of money in the future. That’s according to a new study carried out for Standard Life Aberdeen. The research, undertaken by Censuswide in February, covered 2,000 UK adults who were either due to retire sometime in the next 12 months, or had retired in the past […]

Here at Lifetime we have a dedicated Mortgage department who source and recommend the mortgage lenders that deal with intermediaries. Whether you’re buying your first home or moving up the housing ladder the time when you need a mortgage can be exciting.  However, choosing the mortgage for you can be daunting. Our experienced mortgage team […]

The rise of robo-advice in financial services over the last decade has understandably coincided with the unceasing march of technology. There is no doubt that technology continues to transform every facet of our lives – and the financial sector is no different. Nowadays, if you so wish, you can become an investor with just a […]

  The quote above, credited to celebrated late-nineteenth-century French author Jules Renard, is an apt one when it comes to telling this tale. For truth indeed had the power to shock for two of Lifetime’s clients. Fortunately for them, that shock led to immediate change – and with that change came clarity, enlightenment and happiness. […]

Lifetime help people understand what their money can and cannot do for them. We have vast experience in delivering innovative financial planning – life planning – to thousands of individuals, couples and families across the UK. We also partner with employers to bring financial understanding, clarity and wellbeing to their employees. This is done via […]

Lifetime recently conducted a survey amongst nearly 350 employees of an education provider and client in the North of England. One of the questions posed to the employees was: ‘If you could ask a financial expert anything what would it be?’ There were two subjects that came out easily the most popular. The first one […]

Ian McMillan is an acclaimed English poet, writer, playwright, and broadcaster. He is well known for his strong and distinctive Yorkshire accent on such programmes as BBC Radio 3’s The Verb. He continues to live in Darfield, the village of his birth, and is a fervent, season-ticket holding fan of his hometown football club, Barnsley […]

Do you have a ‘too hard to do box’? Is it full of important papers and documents that you can’t bear to look at, or simply don’t want to? The ‘too hard to do box’ might actually be in the form of a biscuit tin, a ring binder, or even a messy drawer. Whatever it […]

Our pension specialist Steve Lambarth (pictured) has received lovely feedback from Lifetime client Nick Boothroyd, who responded to the following questions: How was the interaction with your financial planner? Did they put you at ease and explain things in a way that resulted in understanding and reassurance? “Yes, absolutely. Steve always explains things well and […]

Hands up if you are the person with a ‘too difficult to deal with’ carrier bag, biscuit tin or shoe box – which contains all the information you have about your money. There are thousands, perhaps millions of you out there, all putting the latest pension or mortgage statement into that ‘difficult’ box without having […]

There are times when a financial adviser or financial planner can be so much more than just a professional person imparting their knowledge, and giving advice. They can also be a trusted human being to turn to in a time of need. Lifetime financial planner Robert Bligh (pictured below) was the ‘trusted human being’ who […]

Managing Director Ian Dickinson was the  ‘video star’ in the latest of Lifetime’s filming projects. Ian proved a bit of a natural in front of the camera as he talked freely about himself, and the company he started two decades ago. What clearly comes through is Ian’s continued passion for helping people via Lifetime’s financial […]

Research carried out by Aegon has suggested that young adults face a significant financial shortfall by the time they come to retirement. The survey also revealed that only 20% of young adults feel they are on course to achieve the income they need in retirement. The Aegon Retirement Readiness Survey 2020: Young adults reinventing life, work, […]

Lifetime’s link-up with Hoyland Common Academy Trust is receiving attention in the financial press. The online publication ftadviser.com has reported on the partnership, which sees Lifetime provide financial education and guidance to HCAT employees. So too has Best Advice, with a story written by Kevin Rose. Financial management company Lifetime, through the launch of its […]

Helping people land a mortgage brings a real buzz to the Lifetime team. That’s according to our Mortgage department manager Michelle Youel. Despite the COVID-19 pandemic playing havoc with the lives of so many people, Michelle (pictured) says that over the last 12 months she and the dedicated Lifetime mortgage team have still managed to […]

We passionately believe that financial guidance has never been as important as it is right now. That is why the Lifetime digital service was launched, to help people take control of their future, and make informed decisions that could boost their emotional and financial wellbeing. That help and guidance proved decisive for one lady who […]

Financial wellbeing is a topic close to our heart and for many people it has already been a tough start to the year. So, with this in mind, our next webinar (27th January) will focus on ‘Five surprising ways to take back control of 2021’. In this webinar we will be revealing our top five […]

One of Lifetime’s core values is ‘Ownership’. For us that means that: We consider the impact on our colleagues and clients in every decision we make. We care about our business and take pride in delivering great service and quality for our customers. We are passionate and take responsibility to: “think bigger than ourselves”. We […]

Financial planner Bran Howard (pictured) has been helping some new Lifetime clients deal with their financial affairs. Brian takes up the story: “Unfortunately, a close relative (and a Lifetime client) had passed away unexpectedly, but had left them with a sizeable sum of money and property. “The initial Lifetime client’s Transact pension has been transferred […]

A financial adviser can be so much more than just a professional person giving advice. They can be also be someone to turn to in a time of need. Lifetime financial planner Brian Howard (pictured) was just such a person for one particular client. Brian explains: “I looked after the husband and wife, but unfortunately […]

The help given by a financial planner can be so powerful – especially in times of need. That was certainly the case for clients of Lifetime adviser Steve Baskind (pictured). Steve first met the clients, a husband and wife, in the autumn of 2019. The wife, aged 60, was unfortunately diagnosed with a terminal illness. […]

In this video, Lifetime financial planner James Fisher explains how to apply for a Power of Attorney refund, if you are eligible:    

The impact that a helping hand can have was clearly illustrated this week, when Lifetime financial planner Steve Baskind took one of his clients through a meeting via zoom. Steve says: “The client is 53 and looking to retire in a couple of years. His wife also wants to retire in the not too distant […]

“Now as never before, we need to ask ourselves what future we want, and how we position ourselves for it now……advice needs a reboot, not a robot.” Lifetime Managing Director Ian Dickinson (pictured) has been speaking to Professional Adviser, in a piece where he shares his insight on the opportunities for rejuvenation in the financial advice […]

Lifetime has always been passionate about helping people. Part of that ethos is giving something back. Our referral scheme was born out of that eagerness to make a difference where we could, and we chose hospices as the beneficiaries as this was something that appealed very strongly to both Lifetime staff and our loyal clients. […]

If your financial wellbeing is poor, or downright bad, there can be a number of worrying reactions. Low financial wellbeing could trigger severe mental health conditions such as anxiety, depression, high blood pressure and stress. Indeed, money-related stress can really impact on your ability to be happy or healthy, both mentally and physically, either in work […]

Calling all financial advisers! We have another free webinar coming up covering a very important topic. ‘Overcoming the challenges of client servicing. What’s the solution?’  In this busy world, and in light of COVID-19, the pressure on advisers to service every single one of their clients has probably increased. Does this mean that advisers are […]

If you missed Lifetime’s free webinar, ‘The Impact of COVID-19 on Pension Planning’ on 26th November 2020 then don’t worry, we’ve got you covered! We have saved it safely away and made it available for you on-demand! Should you like to listen to what our director and pension specialist Rupert Smith had to say, or […]

We only have a few days to go before our free webinar ‘The Impact of COVID-19 on Pension Planning’. This is a gentle reminder to secure your spot if you haven’t already done so, using the ‘register your place’ link below. Lifetime director and pensions specialist Rupert Smith will discuss the impact that the worldwide […]

The number of hospices that have received a cash boost from Lifetime’s referral scheme has now risen to 25. The latest to join the list is The Prince of Wales hospice in Pontefract, West Yorkshire. Lifetime has loyal clients throughout the UK and, as of 19/11/2020, the hugely successful referral scheme has now raised £40,347.46. […]

There is a noticeable money gap between retirees who take financial advice and those that don’t. That’s according to a study done by a think tank from the International Longevity Centre UK (ILC). The report says that retirees who take financial advice are, on average, £47,000 better off in their retirement years than those people […]

As part of Lifetime’s ongoing commitment to helping people truly understand their financial picture, we are delighted to launch the details of our new webinar, which focuses on a very relevant topic. Has COVID-19 impacted on pension planning?  Is it really all bad? Lifetime director and pensions specialist Rupert Smith will discuss the impacts that […]

This week is…..#TalkMoneyWeek! It is a week that has been designed to increase awareness about the benefits of talking about money. It aims to try and increase people’s sense of financial wellbeing by encouraging them to open up about their personal finances – from pocket money through to pensions. It is so, so important to […]

By Andrew Lodge The picture that goes with this article is of Paul Lee, one of Lifetime’s great team of financial planners. Now, I like the man, I think he is a lovely human being, who happens to be damn good at his job. Helping people comes so naturally to him. And, guess what? I’m […]

All our lives are in some sort of upheaval due to the resurgent spread of Coronavirus (Covid-19). From tomorrow people in England will enter a new national lockdown that is initially set to run until December 2. We know that people are anxious right now, including our clients. Even those who have a long-term, trusted […]

Today is the start of International Stress Awareness Week, which incorporates National Stress Awareness Day (held every year on the first Wednesday in November). Now, let’s face it, we have all had our fair share of stress days in 2020. No question, it has been a sure-fire stress year! Covid-19 has wreaked havoc with our […]

You’ve got a question. Perhaps more than one. They could well be one of these: When can I retire?    How much life insurance and protection do I need?        Where can I find a financial adviser? How much will I need when I retire?  Can I afford to see a financial adviser?   […]

Lifetime is committed to delivering a great service to the people who need us – a service where help and financial guidance go hand in hand with expert financial advice. Making a customer’s financial journey with us a truly worthwhile experience is of the utmost importance. It is something we are passionate about. So it […]

More than 3.5 million self-employed workers in the UK are not paying into a private pension to fund their retirement plans. That’s according to a new study from the Institute for Fiscal Studies (IFS). What emerges most from the study is the clear warning that saving among the self-employed has dramatically declined over the past […]

Everyone at Lifetime is committed to helping people; being of value. We are passionate about it. It runs through everything we do, as people and as a company. That is why, this morning, we have a bit of a warm glow. The reason? Well, we have received a fantastic 5-star Google review from a lady […]

People most often seek financial advice when they realise they need it. It is extremely rare that they look for it on a whim. For financial service companies who put customers and clients at the very centre of what they do,  it is crucial that they are there, visible, available and willing for when the […]

Financial wellbeing. Emotional wellbeing. Both are popular phrases, often used as buzzwords. As the Coronavirus-hit year of 2020 draws nearer to a close they are words that need to seep into the very fabric of our society, our collective souls. We all want to be happy in our lives. Here at Lifetime we believe that […]

There is a worryingly large number of people who are ‘not sure at all’ what their retirement will look like, a Lifetime poll has indicated. The poll, carried out for a week across our Twitter and Linkedin social media platforms, was titled ‘Are you confident about your retirement?’. There were two options: ‘yes, I’ve got […]

By Andrew Lodge Stories can be so influential, compelling, beautiful even. They can be heartrending too. True stories carry a particularly potent power all of their own. In essence, they matter. We are not alone in that viewpoint. Tyrion Lannister of Game of Thrones fame clearly thinks the same. He (or should that be George […]

You’ve got a question. Perhaps more than one. They could well be one of these: When can I retire?    How much life insurance and protection do I need?        Where can I find a financial adviser? How much will I need when I retire?  Can I afford to see a financial adviser?   […]

In his own words, Lifetime’s new National Business Development Manager Andy Wealthall reveals what is getting him excited about his change in career: I am not an expert when it comes to writing articles, or producing a post. So I don’t really know about what is best to write; something short and sweet, or something […]

Members of public sector pension schemes may soon receive a Pension Savings Statement (PSS). The statement focuses heavily on the Annual Allowance, which is the maximum value of the growth in your pension savings each year that can benefit from tax relief. High income individuals may be subject to a tapered Annual Allowance. If you […]

Lifetime’s hospice referral scheme has broken the £40,000 barrier. The latest cash donation took the company’s referral scheme total to £40,062 – spread around 24 different hospices in the UK. Lifetime launched their referral scheme initiative after a friend of managing director Ian Dickinson was cared for by his local hospice. Ian said: “That left […]

Receiving professional financial advice boosts a person’s emotional wellbeing, especially in times of crisis, new research has revealed. The research, carried out on behalf of Royal London, also showed that an ongoing relationship a financial adviser provides the most benefit. The Royal London survey stated that around 17 million people in the UK (26% of […]

This week is #PensionAwarenessWeek, with particular focus on Tuesday, September 15th which is classed as the main Pension Awareness Day. Here at Lifetime we heartily agree it is a subject that needs raising awareness of! Pensions can be a complex subject and we understand the importance a pension can play in someone’s life. Do you […]

What is meant by the term ‘financial bucket’? Well, it is a visual concept financial planners like Lifetime use to help clients understand their money. Your financial bucket has in it all of the money you could easily get your hands on. By understanding what’s in there, and how your money flows in and out, […]

Welcome to Lifetime’s new website, featuring our financial guide flo! We have put time and resources into establishing an innovative, online service that offers a pathway for people to take control of their finances and make better informed money choices. This accessible digital service is for everyone who wants to understand their financial picture – […]

You've made the decision. Given yourself the go-ahead, the necessary nudge. You have turned on your computer, or brought your mobile phone to life, and headed for the search bar. Let's admit, it is probably Google! Or you may have cut out the 'middle man' and gone straight to Alexa! The majority of times it [...]

There are coaches in sport. There are business coaches. In fact, there are a whole slew of different coaches, for different goals, environments A personal coach, a career coach, a life coach, an executive coach, a leadership coach, a team coach. The list goes on….. And yet you don’t come across many ‘money coaches’; financial [...]

The 2020 Lifetime-sponsored Barnsley Hospice Golf Day is almost here. The teams are all set to tee off in the popular charity event, which is again being held at Silkstone Golf Club, on Friday, August 21 (12 noon start). All the Covid-19 guidelines have been followed in order for the event to take place – [...]

The majority of working adults admit to not understanding enough about pensions to make important decisions about their retirement. That is according to new data emerging from the Office of National Statistics. The Wealth and Assets survey carried out by the ONS revealed that only 44 per cent of working adults felt they had enough [...]

It took him two years to complete but Lifetime financial planner Kris Booth is now celebrating – after achieving chartered status. Kris (pictured right) chose the PFS route (through the London Institute of Banking and Finance) and took four exams in total – studying six months for each. The exams consisted of: Pension Transfers (Assignment [...]

Lifetime’s highly successful referral scheme has now given donations to 24 different hospices in the UK. The latest hospice to receive a cash boost is Bassetlaw in Retford, Nottinghamshire (pictured) The cheque to Bassetlaw has lifted the total number of Lifetime referral scheme donations to over £39,950. The foundation of our financial management business has [...]

UK residents aged between 40-55, often referred to as Generation X, have not enough pension and investment savings to fund even a modest retirement. That is according to research carried out by Dunstan Thomas. The research also revealed that 10% of the Generation Xers that were surveyed claim to have no pension whatsoever. Other alarming [...]

All our lives are in some sort of upheaval due to the rapid spread of the Coronavirus (Covid-19). We know that people are anxious right now, including our clients. Even those who have a long-term, trusted relationship with their Lifetime financial planner may be concerned about their money and investments, as the Coronavirus continues to [...]

As we enter the fifth week of ‘lockdown’ caused by the Coronavirus (Covid-19) crisis, we thought it important to update you with a little of the information available to us through our various professional bodies. As I’m sure you will appreciate, it is extremely difficult to assess the likely timescale for the current situation but [...]

Lifetime has been communicating regularly with clients during the Coronavirus (Covid-19) crisis, either by email, telephone or video technology, and the messages of support and guidance we have issued have been very much appreciated. It is ‘business as usual’ for the company, with the majority of our financial planners, pension specialists, mortgage advisers, communication team […]

Following the communication earlier this week regarding discipline being one of an investor’s greatest ‘weapons’ we thought it would be beneficial to impart some of the very latest information provided by Vanguard to the United Kingdom’s adviser force via a webinar on 26th March 2020. As we previously stated, the ability to ‘sit tight’ in [...]

One of our main wrap platforms of choice, Transact, has issued words of encouragement during the Coronavirus (Covid-19) outbreak. Transact released a statement which read: “We are continuing to review and implement guidance as it is received from the government. All of our staff are now working from home. “Our priorities remain the welfare of […]

If, like me, you and a lot of your colleagues, and indeed some of your employers, have made the sensible decision to go into self-isolation during this chaotic time, you may now be faced with the reality of being home day after day. Though you may have relished the idea during those stressful days at […]

The Coronavirus (Covid-19) has introduced real uncertainty and trepidation into economies and markets. We fully understand investors’ concerns about the potential effects of the coronavirus outbreak on their money. Yet there are reasons why investors should remain disciplined. A Lifetime director received a message from a client, through our secure online portal, stating they were […]

We are living in unprecedented times – and sometimes that leads to unprecedented steps. We know that people are anxious right now, including our clients. Even those who have a long-term, trusted relationship with their Lifetime financial planner may be concerned about their money and investments, as the Coronavirus continues to impact the UK and […]

‘Lifetime will find a way to help people sort out their protection cover’ says financial planner Robert Bligh. Robert (pictured), who is based in Lifetime’s Driffield office, has urged people to make sure they have the necessary protection policies in place. He says: “In times like these many people start to think about their protection […]

Lifetimer Liam Burnett is a delighted young man this week – after passing the RO5 finance exam. The RO5 exam focuses on financial protection and forms part of the Diploma in Regulated Financial Planning. Research Administrator Liam, who is on his placement year from university, was rewarded for all his study work with an exam […]

People often seek financial advice because of a specific issue, such as a concern over a pension policy, but right at the heart of that need is one overriding thing: peace of mind. It is an important goal and what cash flow financial modelling is all about. Are these the sort of questions you keep [...]

Almost one in five people (19%) never access information about their pensions. That is according to a survey carried out by Populus for the ABI. The survey, which was undertaken in November 2019, covered 2,008 consumers. It found that many people were in the dark about their pension pots – and could potentially miss out […]

Lifetimer Miles Myers is one very happy young man – after receiving the fantastic news that he has passed his last Financial Planning exam. A delighted Miles (pictured below) learned on Friday morning that he successfully passed the RO6 exam – and has now completed the Diploma in Regulated Financial Planning. He is now a […]

We came across this article, written by Christopher Cowell of Seven Investment Management, on the subject of the coronavirus outbreak and the economic and financial impact of the epidemic. The article is slanted towards the investment side of things but also contains some very useful general information. We felt that both aspects may be of […]

More than a quarter of people in their 50s do not understand the retirement options available to them when they hit 55. That is according to fresh research carried out by Fidelity. The survey results, which have been announced ahead of April’s five-year anniversary of the introduction of pension freedoms, revealed that 26 per cent […]

Technology is transforming every facet of our lives and we believe that a new era of financial planning is upon us. As one of Lifetime’s core values is Innovation, we have put time and resources into establishing a dynamic, digital service that can combine our more traditional face-to-face proposition with another pathway for clients to […]

Financial planning is an ongoing process that helps you make sensible decisions about money, so that you achieve your goals in life. It is about getting organised. It is far better to be in control of your finances rather than letting those finances control you. Many people find their finances confusing, aren’t sure where they […]

Lifetime trainee financial planner Anji Ward has been studying hard for the past few months – and that work has paid off with a terrific exam success. Anji (pictured below), who is based at our Driffield office along with financial planners Robert Bligh and Kris Ward, has passed the RO5 (Financial Protection) paper. Well done Anji! Many congratulations!

Lifetime’s highly successful referral scheme has resulted in another cash boost for Barnsley Hospice. The hospice’s corporate fundraiser Simon Atkinson was a welcome visitor to Lifetime House on Tuesday morning to receive a cheque for £198.02 from our director William Bottomley (pictured below). The foundation of our financial management business has always been the relationships […]

Lifetime is committed to delivering a great financial planning service to our clients. Making their journey with us a truly great experience is paramount. So it is lovely to be included as one of the top 100 Financial Advisers 2019, according to ftadviser.com Everyone at Lifetime can be proud of this latest recognition – and we are […]

Lifetime trainee financial planner Joseph Dickinson is celebrating exam success. On Tuesday morning Joseph (pictured below) passed the R01 financial services, regulation and ethics exam.    Many congratulations Joseph!  

How times have changed! The responsibility of managing your finances, and that of your family, has never been more onerous than at this present time! In years gone by the majority of companies offered pension schemes that were fully managed by Trustees. If you were a member of one of those schemes then you had […]

When can I retire? Quite often it can be hard to imagine life in retirement. It is even trickier figuring out how to achieve it. You have a limited time to plan for your future and so you need to make sure that you make the right decisions during your working life. Have you been […]

Lifetimer Danny North is one very delighted young man! Danny (pictured below) has been studying hard in the last few months – and that work has paid off with a terrific exam success. Danny has passed his RO5 (Financial Protection) paper. Well done Danny! Many congratulations!

Lifetime is seeking fresh inspiration in the form of a new member of our communications team. Based at our Barnsley headquarters, we want someone with individual flair, allied with a tremendous team ethos, who has a love of words and the ability and imagination to communicate our message to current and potential clients. The full-time role [...]

Trainee financial planner Miles Myers (pictured below) is a delighted young man this week – after passing the RO4 finance exam. The RO4 exam focuses on pensions and retirement planning, and forms a part of the Diploma in Regulated Financial Planning which Lifetimer Miles is successfully powering  towards. He was rewarded for all his study work with an exam pass on Tuesday. Many congratulations Miles! Onwards and upwards!

A proper financial plan – a life plan – is something that we all should look to put in place. At Lifetime our financial planners act as a guide, coach, mentor, friend and confidant to their clients. Many people come to us looking for help with a specific issue, yet they soon come to realise that we […]

Many people find their finances confusing, aren’t sure where they are headed or would like a little more guidance on how to manage their money. They wonder when they can retire, how their family would cope if they were unable to work or whether they can afford to make their big plans for the future […]

The Lifetime Mortgage team has received a glowing testimonial on Google from a delighted client. Anthony Henry rated the service a full five stars and gave particular praise to the sterling work put in by Mortgage Adviser Ken Abbott and Mortgage Manager Michelle Youel (both pictured below). Mr Henry enthused: “As first time buyers the process […]

Taking control of your retirement. It’s by no means an easy thing to do, is it? In this day and age of pension freedoms, you can easily get confused by all the numerous options and avenues open to you regarding your retirement. And planning when to retire and how to pay for it can certainly […]

A ‘Lifetime opportunity’ awaits those frustrated people in the UK who are struggling to get financial advice. Financial management company Lifetime are sending out the message ‘we are here, come and talk to us’ following the results of research by IFA network Openwork, which has revealed that there is a real demand for financial advice. […]

The Lifetimers came together on Friday afternoon to mark the retirement of chartered financial planner Jennifer Broadhead. Jen (pictured below) has been a popular figure at the company since her arrival in October 2016 – and colleagues were determined not to see her leave without letting her know of their high regard. And keen baker Jen […]

Lifetime financial planner James Fisher has chalked up another notable exam success. James (pictured below) passed the CII’s CF8 (Long Term Care Insurance) exam, adding another string to his already impressive financial bow! Well done James!

Lifetime is seeking fresh inspiration in the form of a new telephone appointment maker. We want someone with a warm, welcoming personality who wants to progress and thrive with a dynamic, forward-thinking financial management company. Working hours (Monday to Friday) would consist of: 9am to 5pm (three days) and 11am to 7pm (two days). The […]

Delight is the order of the day for Lifetimer Danny North. Danny (pictured below) is following his dream of becoming a financial planner and has been given the news that he has passed the RO1 finance exam. Well done Danny!

Lifetime Mortgage Adviser Ken Abbot clocked up the coastal miles on Saturday – all for a great cause. Ken (pictured below) took part in one of Macmillan Cancer Care’s Mighty Hikes. This particular hike was from Weymouth to Wareham along the challenging but magnificent Jurassic Coast, England’s first natural World Heritage site. Ken said: “I managed to […]

Lifetime’s loyal clients continue to help the Yorkshire-based financial management company boost the coffers of UK hospices. For all introduced clients to Lifetime, we donate, on your behalf, 10% of any initial fees generated on new transactions completed with these clients, to your local hospice. The Lifetime referral scheme has now raised over £38,000 to […]

Lifetime pension specialists Rupert Smith and Steve Lambarth have chalked up exam success. The pair (pictured below) have passed the AF7 pension transfers exam. That means that all four full-time members of Lifetime’s pension department (Rupert, Steve, Jeff Winter and Tom Nelson) are AF7 qualified. A great achievement guys!  

Lifetime pension specialist Steve Lambarth once again successfully completed the 22-mile long ‘Acorn Amble’, from Castleton to Burncross, in the aid of charity. Lifetimer Steve, pictured below (right, in baseball cap), took part in Saturday’s event along with over 100 others. The organisers are hoping to raise a record amount this year for the two […]

The Lifetime-sponsored Barnsley Hospice golf day proved to be another tremendous success. Silkstone Golf Club was again the superb venue for teams from all over the Barnsley borough, who revelled in the convivial atmosphere and raised thousands of pounds for the hospice. Said Lifetime Director William Bottomley: “This is the eighth successive year that Lifetime has been a sponsor […]

Lifetimer Joe Musson is one very happy young man – after receiving the fantastic news that he has passed his last Financial Planning exam. A thrilled Joe (pictured below) successfully passed the RO6 exam and has now completed the Diploma in Regulated Financial Planning. He is now a qualified financial planner with Lifetime. Well done Joe – many congratulations!

The 2019 Lifetime-sponsored Barnsley Hospice Golf Day is almost here. The teams are all set to tee off in the popular charity event, which is again being held at Silkstone Golf Club, on Friday, May 17 (12 noon start). As well as being the main sponsors of the event – for the seventh successive year – Lifetime has [...]

Barnsley Hospice Corporate Fundraiser Simon Atkinson was a welcome guest to Lifetime House on Wednesday morning. Simon was met by Lifetime Social Media Manager Andrew Lodge and was presented with another cheque – this time for £122.69 – from the Dodworth-based company’s highly successful referral scheme. The Lifetime Referral Scheme has now raised over £37,000 for […]

Lifetime trainee financial planner Joe Musson offered young students a glimpse into his working world at a recent event put on by Ahead Partnership. Joe (pictured below) took part in the ‘World of Work Day’ at Carrfield Primary Academy. The students were delighted with the opportunity to find out more about Joe’s chosen career. Here […]

A proper financial plan – a life plan – is something that we all should look to put in place. At Lifetime our financial planners act as a guide, coach, mentor, friend and confidant to their clients. Many people come to us looking for help with a specific issue, yet they soon come to realise that we […]

Financial planning is a process, not a product. It is the long-term method of wisely managing your money so you can understand your true financial picture, and achieve your goals and dreams. Your first step will be to let us get to know you. We will help you think about your future in a way […]

Lifetime’s Bake Sale on Friday morning – held to raise funds for Comic Relief’s Red Nose Day – proved a yummy success! Lifetimers Annabelle Dickinson, Macy Corbett and Mathew Leech had done a terrific job in organising the event – with their colleagues responding in fantastic fashion with some scrumptious goodies! Said Macy: “We’ve had a […]

Lifetimer Charlie Parker is celebrating – after receiving the fantastic news that he has passed his last Financial Planning exam. A thrilled Charlie (pictured below) successfully passed the RO6 exam and has now completed the Diploma in Regulated Financial Planning. To mark the memorable moment Charlie fetched in some cupcakes to share with his colleagues, who were equally delighted for […]

Lifetime Mortgage Adviser Ken Abbott has been thanked for doing a ‘brilliant job’ by delighted first time buyers. Ken (pictured below) guided the clients through the mortgage process from beginning to end – with happy results. The clients enthused: “The service we received from Ken was excellent. “As first time buyers everything was new and […]

The Lifetimers came together on Friday for a bit of a party! It was to celebrate the achievements of directors Steve Ramsden and Brian Skelton (pictured below) – and to mark their retirement from the company. Said Managing Director Ian Dickinson: “Both Steve and Brian have been a massive influence on the creation of this business. […]

Office Administrator Macy Corbett is celebrating a notable diploma success. All the hard work paid off as Lifetimer Macy (pictured below) found out on Thursday that she had passed her Apprenticeship – Business Administration Diploma Level 2. Well done Macy!

Lifetimer Miles Myers is all smiles – after passing his latest exam! Trainee financial planner Miles (pictured below) this week successfully navigated the RO3 finance exam (which covers personal taxation). Well done Miles!  

Trainee financial planner Joe Musson (pictured below) passed the RO5 finance exam in Leeds on Tuesday morning. The RO5 exam focuses on financial protection products, and forms a part of the Diploma in Regulated Financial Planning which Lifetimer Joe is successfully powering  towards. Many congratulations Joe!

Lifetime Mortgage Adviser Scott Kershaw (pictured below) was thrilled this week to receive a glowing testimonial from a very happy couple. The delighted clients wrote: “We found the entire process extremely easy due to your help. “You and the service you provided was brilliant from start to finish. You made the entire process stress free, […]

Jack Bogle, the genius behind Vanguard and Passive investment strategies, has died at the age of 89. The Vanguard Group founder and father of the index fund passed away on Wednesday. He transformed money management, making investing cheaper, simpler and more accessible than ever before, lifting the financial well-being of millions of people in the […]

Clients are at the very heart of all we do at Lifetime. We get to know you and discover what’s important to you. Indeed, our starting point is your story. Says Lifetime MD Ian Dickinson: “Lifetime will always strive to deliver and adapt to change so that our customers feel well served by the advice and […]

Employees need help with their finances. A report prepared by the Financial Advice Working Group for HM Treasury and the Financial Conduct Authority [March 2017] revealed that almost half of all employees worry that they will be unable to retire, and one in three actually admit to losing sleep because of this. Research by the […]

As we count down to Christmas Day, all the festivities, and the onset of 2019, all of us here at Lifetime would like to wish everyone a very Happy Christmas – and a wonderful New Year! The foundation of our financial management business has always been the relationships we have had with our clients. Lifetime has been built […]

For the second successive year the Lifetimers enjoyed a terrific ‘Christmas Do’ at Cannon Hall Farm’s White Bull. The company came together in a fantastic venue to celebrate the forthcoming festive season – and to mark another highly productive year. And our ‘social secretary’ Annabelle Dickinson was on hand to take some photos! The Lifetimers also […]

Barnsley Hospice Corporate Fundraisers Vicky Stead and Samantha Silverwood were welcome visitors to Lifetime this cold and frosty morning – to receive another cheque from our highly successful referral scheme. Vicky and Samantha were presented with a cheque for £142.98 by Lifetimers Holly and Danny, who were resplendent in their Christmas jumpers! The Lifetime Referral Scheme […]

Christmas Jumpers were all the rage at Lifetime HQ on Friday! The Lifetimers took great delight in donning their festive favourites to mark Christmas Jumper Day 2018 – and ‘social secretary’ Annabelle Dickinson was on hand to capture the scene!

A delighted Lifetime client presented the latest cheque from the company’s highly successful referral scheme. The client was taken along to Lindsey Lodge Hospice in Scunthorpe by Lifetime financial planner Tracey Warring – and a cheque for £245.15 was presented to funsdraiser Sharon Tune (see picture below). Lifetime, with the help of their loyal clients, […]

Lifetime’s Pensions Technical Director Jeff Winter and financial planner Jennifer Broadhead are both celebrating exam success. Jeff  and Jennifer (both pictured below) received the great news on Thursday that they have successfully passed the AF7 (Advanced Pension Transfers) exam. Well done you two!  

Trainee financial planner Joe Musson (pictured below) is one happy young man this week – after passing the RO4 finance exam. The RO4 exam focuses on pensions and retirement planning, and forms a part of the Diploma in Regulated Financial Planning which Lifetimer Joe is successfully powering  towards. He had been revising hard for the paper – and was rewarded […]

Lifetime are looking to recruit a Lead Contact Co-ordinator. The successful applicant will be working from home or one of our offices, calling prospects who have expressed a desire to acquire information about their retirement options. The purpose of the call is to arrange an appointment with a Financial Planner, at the potential client’s convenience and […]

Lifetime pension analyst Catherine O’Dowd has enjoyed notable exam success. After weeks of hard work and study, Catherine (pictured below) has passed the RO2 (Investment principles and risk) finance exam and is understandably extremely happy! All her colleagues are thrilled for her too. Well done Catherine!

Lifetimer James Fisher is celebrating – after being given the fantastic news that he has passed the R06 Financial Planning exam. Said a delighted James: “I’m absolutely thrilled to find out that I’ve passed the R06 exam and completed my Diploma in Regulated Financial Planning.” To mark the memorable moment James fetched in some chocolates to share with […]

The Lifetime Adviser Day, held at the picturesque Wortley Hall on Tuesday, proved to be an informative event as the drive towards a digital future continues apace. Director William Bottomley had organised the meeting, and as well as his presentation there were also talks from fellow director Rupert Smith and colleagues Tom Nelson and James Fisher. […]

The number of hospices that have received cash from Lifetime’s referral scheme has now risen to 22. The latest to join the list is Douglas Macmillan Hospice based in Blurton, Staffordshire. Lifetime has loyal clients up and down the country and the hugely successful referral scheme has now raised just short of £35,000. The foundation of our […]

More than a third of the working British population believe that employers should take more responsibility for providing financial education and guidance for their employees. That is according to Unum’s Workplace Communication Blueprint. Unum provide employee benefits, which form a valuable part of any effective workplace wellbeing strategy. Their findings – the culmination of a YouGov […]

Lifetimers have been getting together this week to talk about the emphasis we place on the importance of values and culture within our company. Our five ‘values’ – Integrity, Innovation, Ownership, Team and Communication – were discussed at length. Here are some pictures, taken by our colleague Annabelle, of some fantastic  meetings!

Our Driffield-based financial planner Robert Bligh was a welcome visitor to Dove House Hospice in Hull on Thursday morning, to present a £308.16 cheque generated from the Lifetime referral scheme (see picture below). Lifetime has clients up and down the country and the referral scheme has now raised over £34,700. If you are happy with the service you […]

Barnsley Ladies central defender and captain Lucy Turner was a welcome visitor to Lifetime House on Monday afternoon. Lifetime are sponsoring the Barnsley skipper for the 2018-19 season and Lucy popped along to have her picture taken with our Managing Director Ian Dickinson. Lifetime would like to wish Lucy and her team-mates all the very […]

Lifetime Mortgage Adviser Ken Abbott has received a lovely, heartfelt message from grateful clients. Dean and Alison Jacques had been looking for mortgage and life insurance advice and were delighted with how Ken (pictured below) dealt with their needs. They said: “After being recommended by a colleague, we contacted Lifetime for financial advice, primarily to arrange a […]

Clients are at the very heart of all we do at Lifetime. We get to know you and discover what’s important to you. Indeed, our starting point is your story. Says Lifetime MD Ian Dickinson: “Lifetime will always strive to deliver and adapt to change so that our customers feel well served by the advice and […]

Following hot on the heels of the exam success enjoyed by their colleague James, Lifetimers Miles Myers and Joe Musson are also celebrating. The two trainee financial planners have also successfully negotiated their latest exams. Miles (pictured below) passed the RO2 (Investment principles and risk) paper. Meanwhile, Joe (pictured below) was all smiles after he passed […]

A great piece of news emerged from Lifetime this week – with trainee financial planner James Fisher successfully passing the RO5 (Financial Protection) exam. Former University of Sheffield graduate James (pictured below) is now just one more exam away from becoming  a fully qualified financial planner with the company. James is just one of a number of […]

Once there was Scooby Doo and his mystery-solving chums Fred, Daphne, Velma and Shaggy………well now there is the Lifetime Mortgage Machine! Our specialist mortgage team (pictured below) take the time to explain all of the different options open to you, to make sure that you are with the right provider and have the right mortgage product. We firmly believe our Mortgage […]

Lifetimer James Fisher is now well on the way to becoming  a fully qualified financial planner with the company. Former University of Sheffield graduate James (pictured below), is one of a number of trainee financial planners at Lifetime, and as well as his normal daily workload he has been studying hard for exams. That revision paid […]

Lifetime financial planner Paul Bassinder and Social Media Manager Andrew Lodge were only too pleased to pop along to Bluebell Wood Children’s Hospice on Tuesday morning to deliver a cheque from our referral scheme. Paul and Andrew are pictured below handing over the £758.48 cheque to Bluebell Wood fundraiser Julie Hampson. Said Paul: “It was a pleasure to […]

Lifetime were proud to be the front cover stars of the New Model Adviser magazine. Managing director Ian Dickinson and Communications director William Bottomley were pictured alongside a Barnsley hospice van, emphasising the company’s commitment to ‘giving something back’ to the community via their sponsorship of the hospice golf day and their client referral scheme (https://www.lifetime-fm.com/hospice.aspx). […]

Lifetime pension specialist Steve Lambarth once again successfully completed the 23-mile long ‘Acorn Amble’, from Castleton to Burncross, all in the aid of charity. Steve (pictured below, far right, with his walking colleagues) undertook the seven-hour walk to raise money for Weston Park Cancer Charity.   He said: “A massive thanks to all those who sponsored […]

Barnsley Hospice Corporate Fundraiser Simon Atkinson popped into Lifetime HQ on Friday afternoon to receive another bumper cash donation from our highly successful referral scheme. Simon was presented with a cheque for £853.90 from Lifetime financial planner Steve Baskind (see picture below). Said Simon: “We are very, very grateful to Lifetime for the regular donations we receive from their referral […]

There was delight at Lifetime HQ on Friday morning – as the news came through that Pension Department Manager Tom Nelson had chalked up a notable exam success. All Tom’s hard work and study paid off as confirmation came through that he had passed the AF7 pension transfers exam. Well done Tom!

Lifetimer Charlie Parker has taken another notable step towards establishing himself as a fully qualified financial planner with the company. His latest exam – the RO3 (Personal Taxation) – proved to be not too taxing as the young man passed with flying colours! Charlie (pictured below) is one of a number of trainee financial planners at Lifetime. […]

Congratulations are in order for Lifetime pension analyst Catherine O’Dowd. Catherine (pictured below) has passed the RO1 finance exam and is understandably extremely happy! All her colleagues are thrilled for her too. Well done Catherine!

If you’ve read any of my previous blogs, you’ll probably have guessed that I enjoy running.  Sometimes, I run with music, other times without.  But I also listen to podcasts on some of my runs to keep me up-to-date with personal finance and financial planning news.  Recently, I listened to an episode of BBC Money Box […]

Once there was Scooby Doo and his mystery-solving chums Fred, Daphne, Velma and Shaggy………well now there is the Lifetime Mortgage Machine! Our specialist mortgage team (pictured below) take the time to explain all of the different options open to you, to make sure that you are with the right provider and have the right mortgage product. We firmly believe […]

The sun shone, the smiles were broad, the putts (sometimes) dropped and the cash flowed as the Lifetime-sponsored Barnsley Hospice golf day proved to be another tremendous success. Silkstone Golf Club was the superb venue for teams from all over the Barnsley borough, who revelled in the lovely atmosphere and raised £6,260.71 for the hospice. Said […]

Retirees now need at least £260,000 in their pension pot to avoid an ‘uncomfortable retirement’. That figure – which has increased from £150,000 back in 2002 – makes up part of the findings from new research carried out by retirement provider Royal London. And the £260,000 figure will spiral even further upwards for those people who rent properties over the […]

Mortgage Adviser Ken Abbott and the hard-working Lifetime mortgage team have received a lovely testimonial from happy clients. The clients, Richard and Natalie, praised the work put in by Ken (pictured below) and his colleagues, which made getting their mortgage ‘virtually stress free’. The testimonial reads: “Lifetime was recommended to us by a family member, […]

Mortgage Adviser Ken Abbott and the hard-working Lifetime mortgage team have received a lovely testimonial from happy clients. The clients, Richard and Natalie, praised the work put in by Ken (pictured below) and his colleagues, which made getting their mortgage ‘virtually stress free’. The testimonial reads: “Lifetime was recommended to us by a family member, […]

The countdown to the 2018 Lifetime-sponsored Barnsley Hospice Golf Day is now well and truly on. The teams are gearing up to take part in the popular charity event, which is again being held at Silkstone Golf Club, on Friday, May 18 (12 noon start). As well as being the main sponsors of the event – […]

Lifetime trainee financial planner Miles Myers is one happy young man! Miles  (pictured below) has been studying hard in the last few months – and that hard work paid off with a notable exam success. Miles passed his RO1 (Financial Services, Regulation & Ethics) exam this week. Well done Miles!

Back in February, I wrote a blog post about setting goals.  One of the goals I’d set for the year back then was to complete the Sheffield Half Marathon.  At the time I didn’t have a target time, I just wanted to finish.  I knew that my other goal, to complete all of my financial planning […]

Lifetimer James Fisher has taken another notable step towards realising a major ambition – that of establishing himself as a fully qualified financial planner with the company. James (pictured below), is one of a number of trainee financial planners at Lifetime, and as well as his normal workload he has been studying hard for exams. […]

Lifetime has been featured on a press release – and video – that has been put together by Barnsley Hospice and their PR partner Capital B Media, which has been entitled ‘Supporter Spotlight’. Lifetime has donated over £18,000 to Barnsley Hospice over the the past eight years and on the video (which can be seen below) […]

Lifetime’s Customer Service Administrator and trainee Financial Planner Joe Musson is one happy chap! Joe (pictured below) has been studying furiously in the last few months – and that hard graft paid off with a terrific exam success. Joe passed his RO2 (Investment, Principles and Risk) exam this week. Well done young man!

Lifetime’s highly successful referral scheme is helping boost the coffers of hospices up and down the country. The main beneficiary of the scheme is Barnsley Hospice – and Corporate Fundraiser Simon Atkinson, along with Mary Ferguson from PR firm Capital B Media, popped into Lifetime’s Dodworth headquarters on Thursday morning to reveal the fact that the financial management company has […]

Lifetime trainee financial planner Charlie Parker is one happy young man! Charlie  (pictured below) has been studying hard in the last few months – and that hard work paid off with a notable exam success.   Charlie passed his RO2 (Investment, Principles and Risk) exam on Monday. Well done Charlie!

Lifetime financial planner Robert Bligh has seen at first hand how the power of ‘Truth’ can help a client make a ‘life-changing decision’, hopefully for the better. Lifetime uses the fantastic cash flow modelling software from Prestwood Truth to help put together a client’s financial plan. It helps us tell our clients the ‘truth’ about their money. […]

Two of Lifetime’s Angels braved the wintry weather to get the opportunity to speak to hundreds of Yorkshire business women about the importance of cash flow financial modelling. Business Development Consultant Janette Town and Lifetime Financial Planner Jennifer Broadhead (pictured below) battled with the snow and ice to reach Wetherby Racecourse, for the Yorkshire Ladies […]

Minds were opened to a ‘lifetime of possibilities’ at our recent ‘Values Day’ at Wortley Hall. All the Lifetimers came together to watch presentations delivered by our MD Ian Dickinson, Communications Director and ‘special guest’ Mel Bligh, before deciding on the six ‘value’ words we will shortly be making ‘part and parcel’ of our company […]

A grateful client has contacted Lifetime to offer their thanks for a ‘first rate’ service in a time of need. Coming in for special praise was our financial planner Jennifer Broadhead (pictured below). The client takes up the story: “Prior to June/July 2017 our investments had been overseen by an independent financial adviser who, over the […]

Lifetime’s new  video has catapulted Pension Manager Tom Nelson to ‘star status!’ Tom has been hailed the ‘new Steve McQueen’ after his action-packed showing in Lifetime’s new pension blockbuster! Tom overcame a number of ‘obstacles’ to let people know that Lifetime are ready, willing and able to help you with your retirement planning. Enjoy the […]

Now that January is over many of our New Year’s Resolutions may already be distant memories.  But if this has happened to you, don’t despair!  Maybe January 1st isn’t the best time for goal setting.  And perhaps you need a bit of help to come up with goals that you’ll actually stick to! One of […]

Now that January is over many of our New Year’s Resolutions may already be distant memories! Yet if that is the case with you, don’t despair!  Maybe January 1st isn’t the best time for goal setting.  And perhaps you need a bit of help to come up with goals that you’ll actually stick to! One of […]

Lifetime trainee financial planner James Fisher is one happy chap! James (pictured below) has been studying furiously in the last few months – and that hard work paid off with a notable exam success. James passed his RO2 (Investment, Principles and Risk) exam on Tuesday. Well done sir!

Barnsley Hospice Corporate Fundraiser Simon Atkinson is becoming a regular visitor to Lifetime’s Dodworth headquarters. Simon popped into Lifetime House on Monday lunchtime to receive another cash boost from our highly successful referral scheme. Simon was presented with a cheque for £780.67 from Lifetime director Brian Skelton (see picture below). Said Simon: “We are very, very grateful to Lifetime for the […]

Lifetime are celebrating some very special birthdays this week. The Lifetimers came together to deliver 50th Birthday presentations to Accounts Manager Nicola Dickinson and Office Administrator Elaine North (both pictured below). Nicola turns 50 on Wednesday (January 24) and Elaine hits the same mark on Thursday (January 25). To mark the occasion their fellow Lifetimers surprised them by […]

Lifetime are running a joint breakfast seminar run with Chadwick Lawrence Solicitors on Tuesday, 6th February (8.30am registration, 10am close), entitled ‘Business Owners – Planning for a Successful Future’. As well as enjoying a free breakfast, the seminar will offer business owners an opportunity to consider appropriate exit strategies for themselves and their business. The Corporate and Commercial team at […]

Two Lifetimers have taken it upon themselves to help the company with their recycling. Wrap Administrators Amy Brown and Mathew Leech (pictured below) have purchased new bins which have been installed at Lifetime’s HQ in Great Cliffe Court, Dodworth. Says Mat: “We’ve purchased new bins for the kitchens in Brook House, which have been added in an […]

By Mathew Leech If, like me, you and a lot of your colleagues, and indeed some of your employers, have made the sensible decision to go into self-isolation during this chaotic time, you may now be faced with the reality of being home day after day. Though you may have relished the idea during those […]

I never really expected to be working towards becoming a financial planner.  At school I always loved science the most, with drama coming in as a close second.  So you’d have thought I’d end up either with a life on the stage or a life in the lab. For quite a few years I followed […]

The beginning of a new year. The perfect time for new beginnings. Ideal for making new plans. And talking of plans, there is nothing more important than a financial plan! Now we know that those two words – financial plan – can strike fear into the hearts of many people who look upon money matters […]

As alternative financial planners, Lifetime work in a different way. We start off by finding out about you.  What your hopes and ambitions are for the future.  The ambitions you have for yourself and your family.  Then we look at the resources you’ve got available to reach those dreams. We use all the information you […]

As we count down to Christmas Day, all the festivities, and the onset of 2018, all of us here at Lifetime would like to wish everyone a very Happy Christmas – and a wonderful New Year! The foundation of our financial management business has always been the relationships we have had with our clients. Lifetime has been built […]

Barnsley Hospice Corporate Fundraiser Simon Atkinson was a welcome visitor to Lifetime this morning – to receive another cheque from our highly successful referral scheme. Simon was all smiles as he was presented with a cheque for £632.18 from Lifetime financial planner Steve Baskind. (see picture below). Said Simon: “We are very, very grateful to Lifetime […]

Lifetime's new  video has catapulted Pension Manager Tom Nelson to 'star status!' Tom has been hailed the 'new Steve McQueen' after his action-packed showing in Lifetime's new pension blockbuster! Tom overcame a number of 'obstacles' to let people know that Lifetime are ready, willing and able to help you with your retirement planning. https://youtu.be/sQ-P91y1VuM Enjoy [...]

Lifetime’s new  video has catapulted Pension Manager Tom Nelson to ‘star status!’ Tom has been hailed the ‘new Steve McQueen’ after his action-packed showing in Lifetime’s new pension blockbuster! Tom overcame a number of ‘obstacles’ to let people know that Lifetime are ready, willing and able to help you with your retirement planning. Enjoy the […]

Lifetime’s new  video has catapulted Pension Manager Tom Nelson to ‘star status!’ Tom has been hailed the ‘new Steve McQueen’ after his action-packed showing in Lifetime’s new pension blockbuster! Tom overcame a number of ‘obstacles’ to let people know that Lifetime are ready, willing and able to help you with your retirement planning. Enjoy the […]

Christmas Jumpers were out in force at Lifetime HQ on Friday! The Lifetimers took great delight in donning their festive favourites to mark Christmas Jumper Day 2017 – and our trainee accountant and ‘social secretary’ Annabelle was on hand to take photographic evidence! And there was more festive fun to come later that day – as Cannon […]

We were delighted to have a ‘film day’ at Lifetime – with a production company coming in to make some promotional videos for us. And here is a whistlestop video tour of our HQ in Dodworth, Barnsley. Enjoy!

Can a bucket change your life…….? It could well do! Once we have discovered what is important to you and how you want to live your life, we put together a financial plan with you. We create this plan by using a financial bucket – to illustrate what your present picture looks like and how […]

The number of hospices that have benefited from Lifetime’s referral scheme has now risen to 21. On Tuesday morning our Driffield-based financial planner Robert Bligh, resplendent in his pink tie, was a welcome visitor to the newest hospice on our ever increasing list, Dove House Hospice in Hull, to present a £400 cheque (see picture below). Lifetime have […]

Lifetime’s Angels are on a mission – to make financial services more female focussed! A report from research firm Kantar (October 2017) stated that women find the world of financial services “aggressively masculine” – and that deters them from seeking financial advice or buying financial products. Kantar sought views from 30,000 women and concluded that women […]