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‘Tis the season to be savy
Back to News & insights
The festive season is here, bringing optimism and cheer. Christmas 2024 looks a little brighter, with positive signs on the economic horizon. It’s a chance to enjoy Christmas without the financial worries of recent years.
Over time, many of us have adapted to challenges by fine-tuning our budgeting skills – trimming non-essential spending, making the most of loyalty cards, spotting bargains, and opting for own-brand products. These simple but effective habits are convenient as we prepare for the season.
With Black Friday a few days away, it’s the perfect opportunity to use these strategies to make the most of the deals while staying on top of your finances. Let’s embrace the season, feeling prepared and positive.
Starting a budget is a great step toward managing your finances and reaching your goals this Christmas! Here are some things to look at as a guide to help you begin:
- Understand your income
- List your expenses
- Include irregular expenses
- Categorise expenses
- Set spending limits
- Track and adjust
- Prioritise savings and debt
Starting small and adjusting as you go is perfectly fine. The key is to find a budgeting method that works for you and keep it consistent.
If you could use extra support managing your expenses, or if you’re interested in starting a financial plan ready for the new year, we’re here to help. Our financial planning services can clarify your finances and guide you confidently through this season.
Contact us today to learn how we can help make this season joyful and financially stress-free.