Friendly, hassle-free and transparent

Our mortgage service is transparent and friendly, with no hidden fees. We take all the hassle away and provide you with a complete end-to-end service, so you can focus on all the other tasks around moving home. We are not lender-specific and have access to the whole market, allowing us to get you the best deal.

Your mortgage, your way

Making mortgages easy

It’s easy to become overwhelmed by the confusing nature of mortgages, but our mortgage advisers take the time to explain all of the different options open to you, whether you are a first-time buyer or purchasing a second/third property. With access to over 90 lenders, we will make sure that you are with the right provider.

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Services We Offer

What we offer

Mortgages can be a minefield. Finding the right mortgage that suits your personal circumstances is often a daunting task. Our mortgage adviser takes the time to explain all of the different options open to you, based on your personal situation. With access to over 90 lenders, we will make sure that you are with the right provider.

Lenders*

With access to over 90 lenders, we can show you all your options and get you the deal you want. Having access to so many lenders means we can show you comparisons and benefits to the deals you’ll be accepted for, and saves you shopping around.

*What is a lender?

A mortgage lender is a financial institution or bank that offers and underwrites home loans. Each lender will have specific guidelines to use their service, as well as differing levels of terms, interest rates and repayments.

No hidden fees

We operate with transparency with no hidden fees and surprises down the line. Getting a property is a big financial commitment and we don’t believe people should have to worry about any other payments in the future that they are not fully aware of.

We do all the work for you

With our trusted mortgage service, you can focus on the stuff that you need to do and leave the work of getting you the best mortgage, to us. Once you’ve provided us with all the information we need, we do the rest. That includes your paperwork, any negotiations and all the legwork, so you can relax and know you’re in safe hands.

The same adviser

Your journey to getting a mortgage is made even easier, by having the same adviser throughout the process. This means that they are very familiar with what you are looking for, affordability, your personal circumstances and property details, to recommend the right mortgage for you.

Try our mortgage calculator

Wondering how much you could borrow? Use our free mortgage calculator now (courtesy of moneyhelper).

Try it now!

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Testimonials

See what people say about Lifetime

We’re proud to have helped thousands of people across the nation make their money work for them. But don’t just take our word for it. Read the inspiring stories and testimonials from individuals and businesses across the UK.

I don't normally leave reviews, but I am so happy with how smoothly the process was buying my first home, thanks to Scott and the team! I give the 5 star rating as the communication, the honesty and the will to go the extra mile for the customer! The whole process and information provided just made things so easy. I highly recommend this company! Cheers Scott and the Lifetime team!

Ashley Briscoe

Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.

Steve Pollard

We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!

Chelsea Lowther

I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.

Ann Dearman

Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.

Mark Hield