Mortgage Advisers in Barnsley

Friendly, hassle-free and transparent

Lifetime’s mortgage advisers in Barnsley help first-time buyers, home movers and people remortgaging to find the right mortgage. We search over 90 lenders, explain your options in plain English, handle the paperwork and keep the same adviser with you from start to finish.

Our mortgage service is transparent and friendly, with no hidden fees. We take all the hassle away and provide you with a complete end-to-end service, so you can focus on all the other tasks around moving home. We are not lender-specific and have access to the whole market, allowing us to get you the best deal.

Your mortgage, your way

Making mortgages easy

It’s easy to become overwhelmed by the confusing nature of mortgages, but our mortgage advisers take the time to explain all of the different options open to you, whether you are a first-time buyer or purchasing a second/third property. With access to over 90 lenders, we will make sure that you are with the right provider.

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Mortgage advisers in Barnsley

Our mortgage advisers work from Lifetime House in Barnsley and help clients across Yorkshire and the UK, in person or online.

We help with:

First-time buyers, including 95% mortgages with a 5% deposit (read our guide to the pros and cons of a 95% mortgage)
Moving home, including porting your existing mortgage or taking a new deal
Remortgaging and product transfers, when your fixed rate is ending
Protection, so your mortgage is covered if you cannot work (see protection)

Book a chat with a mortgage adviser

Services We Offer

What we offer

Mortgages can be a minefield. Finding the right mortgage that suits your personal circumstances is often a daunting task. Our mortgage adviser takes the time to explain all of the different options open to you, based on your personal situation. With access to over 90 lenders, we will make sure that you are with the right provider.

Lenders*

With access to over 90 lenders, we can show you all your options and get you the deal you want. Having access to so many lenders means we can show you comparisons and benefits to the deals you’ll be accepted for, and saves you shopping around.

*What is a lender?

A mortgage lender is a financial institution or bank that offers and underwrites home loans. Each lender will have specific guidelines to use their service, as well as differing levels of terms, interest rates and repayments.

No hidden fees

We operate with transparency with no hidden fees and surprises down the line. Getting a property is a big financial commitment and we don’t believe people should have to worry about any other payments in the future that they are not fully aware of.

We do all the work for you

With our trusted mortgage service, you can focus on the stuff that you need to do and leave the work of getting you the best mortgage, to us. Once you’ve provided us with all the information we need, we do the rest. That includes your paperwork, any negotiations and all the legwork, so you can relax and know you’re in safe hands.

The same adviser

Your journey to getting a mortgage is made even easier, by having the same adviser throughout the process. This means that they are very familiar with what you are looking for, affordability, your personal circumstances and property details, to recommend the right mortgage for you.

Try our mortgage calculator

Wondering how much you could borrow? Use our free mortgage calculator now (courtesy of moneyhelper).

Try it now!

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Mortgage advice: frequently asked questions

What does a mortgage adviser do?

A mortgage adviser looks at your income, outgoings, deposit and plans, then recommends a suitable mortgage from the lenders they can access. At Lifetime, your adviser compares deals from over 90 lenders, explains the pros and cons of each, handles the application and paperwork, and stays with you until completion.

When should I speak to a mortgage adviser?

Ideally before you start viewing properties, so you know what you can borrow. If you already have a mortgage, speak to us three to six months before your fixed rate ends, so there is time to compare deals and avoid moving onto your lender’s standard variable rate.

Can you help if my fixed rate is ending?

Yes. We can compare a product transfer with your current lender against remortgaging to a new lender, and recommend the option that suits you.

Do I need to come into the Barnsley office?

No. You can meet your adviser at Lifetime House in Barnsley or have your appointments online, whichever suits you.

Testimonials

See what people say about Lifetime

We’re proud to have helped thousands of people across the nation make their money work for them. But don’t just take our word for it. Read the inspiring stories and testimonials from individuals and businesses across the UK.

I recently worked with Paul Lee at Lifetime, and I couldn't be happier with the experience. Paul took the time to review my workplace pensions in detail, offering clear, in-depth analysis that genuinely helped me understand my options. His service felt truly personalised, not generic or rushed. Paul is a friendly, approachable, and genuine nice guy. He's always available when needed, returns calls promptly, and arranges meetings at times that suit me - a level of service that's rare these days. He explored multiple retirement pension options with me, explaining the pros and cons in a way that made my decision far easier. I'm extremely happy with the advice and the confidence it's given me moving forward. Highly recommend Paul for anyone looking for professional, thorough, and personable financial guidance.

Mukesh Vadukul

Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.

Steve Pollard

We used Lifetime as a recommendation and couldn’t have been happier with the service. Scott Kershaw was our broker/adviser, who was prompt, reliable and very informative throughout our transaction. He found us the best deal, checked in with us regularly and made the whole process stress free. I would highly recommend him and we will definitely use him and Lifetime again

Sam Pittam

Very good service indeed. I don't feel that I was pushed into a corner in any decision that I made. I felt that I was fully informed, aware of choices, I was told about Pro's and Cons of each option but that I was always in control. Great service.

Ian Haylett

I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.

Ann Dearman

We have just used lifetime for the 2nd time since buying our first home to remortgage and Scott was our adviser, we couldn’t recommend him enough! The whole process has been smooth and quick not to mention he got us a great deal, we will be returning to lifetime again once our fixed rate is finished, thanks again Scott!

Olivia Cawthorn

We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!

Chelsea Lowther

Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.

Mark Hield

Highly recommend it! I have so far spoken to a few consultants to have an overview of my lifetime plan and get financial advice. Everyone has been extremely friendly and helpful. James Allen has been brilliant in gathering insights from our conversation and going through my Financial plan video. James Fisher has given me great financial advice making me realise how to get the most out of my money, helping me quickly change directions. I have spoken to other people in the company and can say that even though I was sceptical at first, I would definitely recommend their services.

Jessica Giannecchini

I have had a very positive experience with Lifetime. Scott and Sam have been exceptional with the service and advice they have given me. I cannot praise them enough and look forward to an ongoing relationship with this organisation.

Nick Timperley

Your home may be repossessed if you do not keep up repayments on your mortgage.