Estate Planning - Lifetime FM

Understanding your needs

Our team is committed to guiding you through the complexities of estate planning, ensuring that every detail is carefully considered and customised to meet your needs. We’ll help you understand and navigate critical aspects like inheritance tax, and assist you in structuring your estate plan to achieve your goals.

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HoneyPro

We have partnered with HoneyPro to give you the specialist guidance that you’ll need to protect yourself and your family should anything happen to you.

Their dedicated team can help navigate you through the complexities of Wills, LPAs, inheritance tax, and more, building a personal and comprehensive report to give you a clear picture of your estate planning needs to ensure you are properly protected.

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Your questions, answered

Understanding Estate Planning

What is inheritance tax?

Inheritance Tax is a tax imposed on the total estate of someone who has recently passed away. This includes any property, money or possessions the individual owned when they died.

Why is it important to plan?

If you don’t fully map out what you want to happen to your estate when you are gone, you run the risk of that decision being made by a third party.

By planning in advance now, you are ensuring your wishes are being followed how you want them to be, creating a stable future for those that mean the most to you.

What can I include in an estate plan?

You can include anything in regards to your wishes, such as your Will, your funeral requirements, next of kin, power of attorney, dividing of the estate and anything you feel should be noted in the unfortunate event of you passing away or becoming incapacitated.

Testimonials

See what people say about Lifetime

We’re proud to have helped thousands of people across the nation make their money work for them. But don’t just take our word for it. Read the inspiring stories and testimonials from individuals and businesses across the UK.

I recently worked with Paul Lee at Lifetime, and I couldn't be happier with the experience. Paul took the time to review my workplace pensions in detail, offering clear, in-depth analysis that genuinely helped me understand my options. His service felt truly personalised, not generic or rushed. Paul is a friendly, approachable, and genuine nice guy. He's always available when needed, returns calls promptly, and arranges meetings at times that suit me - a level of service that's rare these days. He explored multiple retirement pension options with me, explaining the pros and cons in a way that made my decision far easier. I'm extremely happy with the advice and the confidence it's given me moving forward. Highly recommend Paul for anyone looking for professional, thorough, and personable financial guidance.

Mukesh Vadukul

Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.

Steve Pollard

We used Lifetime as a recommendation and couldn’t have been happier with the service. Scott Kershaw was our broker/adviser, who was prompt, reliable and very informative throughout our transaction. He found us the best deal, checked in with us regularly and made the whole process stress free. I would highly recommend him and we will definitely use him and Lifetime again

Sam Pittam

Very good service indeed. I don't feel that I was pushed into a corner in any decision that I made. I felt that I was fully informed, aware of choices, I was told about Pro's and Cons of each option but that I was always in control. Great service.

Ian Haylett

I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.

Ann Dearman

We have just used lifetime for the 2nd time since buying our first home to remortgage and Scott was our adviser, we couldn’t recommend him enough! The whole process has been smooth and quick not to mention he got us a great deal, we will be returning to lifetime again once our fixed rate is finished, thanks again Scott!

Olivia Cawthorn

We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!

Chelsea Lowther

Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.

Mark Hield

Highly recommend it! I have so far spoken to a few consultants to have an overview of my lifetime plan and get financial advice. Everyone has been extremely friendly and helpful. James Allen has been brilliant in gathering insights from our conversation and going through my Financial plan video. James Fisher has given me great financial advice making me realise how to get the most out of my money, helping me quickly change directions. I have spoken to other people in the company and can say that even though I was sceptical at first, I would definitely recommend their services.

Jessica Giannecchini

I have had a very positive experience with Lifetime. Scott and Sam have been exceptional with the service and advice they have given me. I cannot praise them enough and look forward to an ongoing relationship with this organisation.

Nick Timperley