We believe everyone deserves to understand the financial risks they face and the importance of protection if they were to become ill, unable to work or sadly pass away.
Protection in your plan
One of the most important elements of planning is protecting yourself, your loved ones and the future you want. By incorporating this into your overall plan you will be better prepared to deal with life's ups and downs.
Income protection pays you a regular income if you can’t work because of sickness or disability, and continues until you return to paid work, or you retire.
Income protection insurance is also known as permanent health insurance.
Life Insurance is designed to provide financial support to your loved ones when you die.
There are various types of life insurance. Some can pay out a set sum on your death, during a specified term, or there are policies designed to offer a decreasing amount of money to be paid, perhaps to tie in with a reducing mortgage loan.
Critical Illness Cover can help you and your family while you deal with your illness and subsequent treatment.
It pays out a lump sum if you meet one of the list of definitions that the insurer specifies, which include cancer, heart attack, stroke, organ failure, multiple sclerosis, Alzheimer’s disease and Parkinson’s disease.