Protection
We believe everyone deserves to understand the financial risks they face and the importance of protection if they were to become ill, unable to work or sadly pass away.
Protection in your plan
One of the most important elements of planning is protecting yourself, your loved ones and the future you want. By incorporating this into your overall plan you will be better prepared to deal with life's ups and downs.
Income Protection
Income protection pays you a regular income if you can’t work because of sickness or disability, and continues until you return to paid work, or you retire.
Income protection insurance is also known as permanent health insurance.
Life Insurance
Life Insurance is designed to provide financial support to your loved ones when you die.
There are various types of life insurance. Some can pay out a set sum on your death, during a specified term, or there are policies designed to offer a decreasing amount of money to be paid, perhaps to tie in with a reducing mortgage loan.
Critical Illness Cover
Critical Illness Cover can help you and your family while you deal with your illness and subsequent treatment.
It pays out a lump sum if you meet one of the list of definitions that the insurer specifies, which include cancer, heart attack, stroke, organ failure, multiple sclerosis, Alzheimer’s disease and Parkinson’s disease.
I don't normally leave reviews, but I am so happy with how smoothly the process was buying my first home, thanks to Scott and the team! I give the 5 star rating as the communication, the honesty and the will to go the extra mile for the customer! The whole process and information provided just made things so easy. I highly recommend this company! Cheers Scott and the Lifetime team!
ashley briscoe
20/02/2023
Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.
Steve Pollard
26/01/2023
Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.
Mark Hield
10/01/2023
I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.
Ann Dearman
06/12/2022
Kris Booth has been very helpful and explained all the aspects of our pension plan in a language that is easy to understand. He has also shown us how it will develop in the future and advised us on certain problems we may have with not having done a power of attorney when we did our wills. Nothing seems too much trouble for him, I’m glad I chose lifeline to deal with my pension after hearing some of the issues other people have.
Thank you,
Regards,
Mike Harper
Michael Harper
06/12/2022
Kris and the team at Lifetime have been fantastic during the process of a full financial plan. I was at a stage personally where I needed to look at multiple areas- investing, saving, life cover and pensions. It was really useful to have a full financial review and develop a plan with Kris. Due to my location all meetings have been done remotely - this has not hampered the excellent level of service provided, still feeling personal and always giving all the time required. I would highly recommend
Tim Bardgett
07/11/2022
We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!
Chelsea Lowther
28/09/2022
Lifetime have been a fantastic support and help in our house buying process. As first time buyers we were nervous and unsure of the process but Scott put us at ease instantly. He made us feel comfortable to ask silly questions and always had time for us. Without Scott's expertise and guidance we would not be in our first house now, and we are extremely grateful for the role he played. Lifetime has been fantastic and the service is unbeatable. Thank you to everyone who was involved in our journey - we look forward to working with you again!
Beth Hickling
12/09/2022
