Money and Mindset Report

We believe financial wellbeing starts with listening

At Lifetime, we listen to people navigating money struggles, to HR professionals supporting their teams, and to coaches on the frontline of financial lives. Most recently, we listened to 1,000 UK adults who opened up about how money impacts their day-to-day wellbeing.

Download the extract

Get the insights

Download a free extract from the full Money & Mindset 2025 report and discover:

The emotional and mental toll of money worries
Where people are turning for advice (and where they’re not)
Why financial stress is hitting some groups harder than others
What employees want from their employers, and how you can respond

Whether you’re in HR, leadership or wellbeing, these insights will help you create a healthier, more financially confident workforce.

Want the full report?

Our full 60-page Money & Mindset 2025 report offers a deeper dive into the data, packed with insight, analysis and practical takeaways.

Each section is broken down by region, gender and generation, helping you zoom in on what matters most to your people.

Get in touch and we’ll send it your way.

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A toolkit for change

What we've heard

Money is no longer just a private problem: it’s a workplace issue, a health issue, a relationship issue.

Our Money & Mindset 2025 report uncovered a worrying reality:
Many people feel anxious, ashamed, and overwhelmed by their finances.
They’re losing sleep. Turning down social plans. Carrying stress into their relationships and their work.

And still, most aren’t talking about it.
In fact, the majority told us they’d rather discuss their weight, political beliefs, even their sex life, before opening up about money.

But it’s not all bleak. Among the struggles, there’s also hope.
People are ready to learn. They want to feel confident. And more than ever, they’re looking to the workplace for guidance, education, and support.

This report is a call to action, and a toolkit for change.

Testimonials

See what people say about Lifetime

We’re proud to have helped thousands of people across the nation make their money work for them. But don’t just take our word for it. Read the inspiring stories and testimonials from individuals and businesses across the UK.

I don't normally leave reviews, but I am so happy with how smoothly the process was buying my first home, thanks to Scott and the team! I give the 5 star rating as the communication, the honesty and the will to go the extra mile for the customer! The whole process and information provided just made things so easy. I highly recommend this company! Cheers Scott and the Lifetime team!

Ashley Briscoe

Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.

Steve Pollard

We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!

Chelsea Lowther

I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.

Ann Dearman

Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.

Mark Hield