Mortgages
Whether you’re buying your first home or moving up the housing ladder, the time when you need a mortgage can be exciting. However, choosing the right mortgage for your needs can also be daunting! Our experienced team can help you find the most suitable deal.
Making mortgages easy
It is understandable to be a little overwhelmed sometimes by the confusing nature of mortgages. Our mortgage advisers will take the time to explain all of the different options open to you. With access to over 90 lenders, we will make sure that you are with the right provider.
Lenders*
With access to over 90 lenders, we can show you all your options and get you the deal you want. Having access to so many lenders means we can show you comparisons and benefits to the deals you’ll be accepted for, and saves you shopping around.
*What is a lender?
A mortgage lender is a financial institution or mortgage bank that offers and underwrites home loans. Each lender will have specific guidelines to use their service, as well as differing levels of terms, interest rates and repayments.
No hidden fees
What you see is what you get. We charge you a flat rate of £295 for the service, and that is all we will ask of you. As a bonus, if you’re a current client or use our digital service, you’re entitled to a decent discount! Contact your adviser/employer for more information.
We do all the work for you
Once you’ve provided us with all the information we need, we do the rest. That includes your paperwork, any negotiations and all the legwork, so you can relax and know you’re in safe hands
The same adviser
You’ll have the same adviser from start to finish, so they’ll know all your information, your situation and circumstances, and you can feel safe in the knowledge that they are fully appreciative of your requirements.
Try our mortgage calculator
See how much you could borrow today with our Mortgage Calculator (courtesy of moneyhelper)
Don't just take our word for it...
Our Lifetime Mortgage Adviser Scott Kershaw and the team are committed to finding the right mortgages for people, and the reviews and testimonials reflect the department's dedication and professionalism.
By staying with the same mortgage adviser from start to finish, you're able to build a rapport and a two-way relationship, which in turn ensures trust and consistency in your purchasing options.
I don't normally leave reviews, but I am so happy with how smoothly the process was buying my first home, thanks to Scott and the team! I give the 5 star rating as the communication, the honesty and the will to go the extra mile for the customer! The whole process and information provided just made things so easy. I highly recommend this company! Cheers Scott and the Lifetime team!
ashley briscoe
20/02/2023
Paul Lee, my Lifetime financial advisor, has been an absolute star is guiding me through the process of setting up a drawdown pension prior to my retirement and arranging the monthly pension payments following my actual retirement this month. I have every confidence that Paul is working in my best interests but is always mindful of his responsibilities regarding ethical behaviour and the needs of his own employer. Well done Paul - I look forward to a long and fruitful working relationship with you.
Steve Pollard
26/01/2023
Lifetime have offered great customer service and impartial advice to help my family and I plan for the next 5-10 years to meet our financial and life goals. Paul has been very personable and explained products to both my wife and I who have varying degrees of knowledge on the financial products and he has been able to explain clearly to us so we have a full appreciation of the full product set. I feel lifetime have our personal interests at heart and often ask us to keep more cash aside to enjoy life whilst still reaching our goals. Great customer service, both personal and professional and a joy to deal with.
Mark Hield
10/01/2023
I felt that I should look into how to seek help in securing my financial position for my remaining years. I am 72. Lifetime have shown me the way to do this. They have given me the confidence to release part of my funds for them to reinvest with a view to keeping up with the rising cost of living. Kristain at Lifetime patiently guided me through the investment procedure and made sure I understood every step. I am looking forward to feeling more relaxed about my future now I have seen the projected figures drawn up by Lifetime’s experts and feel I am in safe hands.
Ann Dearman
06/12/2022
Kris Booth has been very helpful and explained all the aspects of our pension plan in a language that is easy to understand. He has also shown us how it will develop in the future and advised us on certain problems we may have with not having done a power of attorney when we did our wills. Nothing seems too much trouble for him, I’m glad I chose lifeline to deal with my pension after hearing some of the issues other people have.
Thank you,
Regards,
Mike Harper
Michael Harper
06/12/2022
Kris and the team at Lifetime have been fantastic during the process of a full financial plan. I was at a stage personally where I needed to look at multiple areas- investing, saving, life cover and pensions. It was really useful to have a full financial review and develop a plan with Kris. Due to my location all meetings have been done remotely - this has not hampered the excellent level of service provided, still feeling personal and always giving all the time required. I would highly recommend
Tim Bardgett
07/11/2022
We recently used Lifetime as our fixed rate mortgage deal had come to an end and we were looking to switch to a new lender. Our mortgage Advisor, Scott made the whole process an absolute breeze. Communication was fantastic and he was very flexible when arranging meetings. Everything ran smoothly and I cannot fault a thing. Thank you again!
Chelsea Lowther
28/09/2022
Lifetime have been a fantastic support and help in our house buying process. As first time buyers we were nervous and unsure of the process but Scott put us at ease instantly. He made us feel comfortable to ask silly questions and always had time for us. Without Scott's expertise and guidance we would not be in our first house now, and we are extremely grateful for the role he played. Lifetime has been fantastic and the service is unbeatable. Thank you to everyone who was involved in our journey - we look forward to working with you again!
Beth Hickling
12/09/2022
