Employees need help with their finances.

A report prepared by the Financial Advice Working Group for HM Treasury and the Financial Conduct Authority [March 2017] revealed that almost half of all employees worry that they will be unable to retire, and one in three actually admit to losing sleep because of this.

Research by the Chartered Institute of Personnel and Development (CIPD) found that money worries were the biggest source of stress to UK employees [CIPD, 2016].

That research also indicated that 90 per cent of employers agreed that financial concerns have an impact on workplace performance.

And forty-one per cent of people feel they do not have good control of their money, or manage it well.

While employees are often hesitant to ask their employers for direct support with financial issues and concerns, they like the idea of getting impartial support. Fifty-seven per cent of employees would like to see financial advice provided in the workplace.

Both employers and employees agree that if employees knew where to go for help and guidance they would have much better control over their money, and would seek help when they needed it.

Our vision at Lifetime is to help employees take better control of their finances, understand what their money can and cannot do for them, make healthier financial decisions, and plan for the future in a strategic, longer-term way.

Lifetime’s Pensions Technical Director Jeff Winter and financial planner Jennifer Broadhead are both celebrating exam success.

Jeff  and Jennifer (both pictured below) received the great news on Thursday that they have successfully passed the AF7 (Advanced Pension Transfers) exam.

Well done you two!

Trainee financial planner Joe Musson (pictured below) is one happy young man this week – after passing the RO4 finance exam.

The RO4 exam focuses on pensions and retirement planning, and forms a part of the Diploma in Regulated Financial Planning which Lifetimer Joe is successfully powering  towards.

He had been revising hard for the paper – and was rewarded for all the study work with his pass on Thursday.

Many congratulations Joe!

Lifetime are looking to recruit a Lead Contact Co-ordinator.

The successful applicant will be working from home or one of our offices, calling prospects who have expressed a desire to acquire information about their retirement options.

The purpose of the call is to arrange an appointment with a Financial Planner, at the potential client’s convenience and preferred place (e.g. at home, their place of work or one of our offices).

The prospects will be expecting a call and their name, telephone number, e mail address, postcode, area of need and fund values will have been disclosed on the lead providers’ website.

The weekly hours are 18 in total. Calls will be made between 8 am to 9 am, 12.30 pm to 1.30 pm and 6.30 pm to 8 pm each day Monday to Friday every week. Results of the calls are recorded on a spreadsheet and the lead providers’ website portal.

A 30 minute telephone discussion with The Digital Marketing Executive to review the previous week’s work will take place at 9.30am each Monday morning.

The successful applicant must have worked in the Financial Services industry for at least 5 years with excellent knowledge of both pre and post retirement products, including occupational and personal plans.

Preferably Financial Services Diploma Qualified or at least hold the relevant Pension qualifications to conduct useful meaningful conversations with prospective clients. This is not an advice giving role but an accurate information exchange is paramount in this highly regulated arena.

Must have proven track record of converting warm leads into appointments.

Other required attributes are:-

• Higher Education qualifications (not necessarily graduate level)
• Demonstrable strong Pensions knowledge
• Organisational skills
• Articulate speaker
• Time Management skills
• Strong desire to succeed
• Team Player
• IT literate (ideally familiar with Intelliflo)
• Microsoft Office Skills, especially Outlook and Excel

Lifetime will provide:-

Full initial training (2-3 days) and ongoing coaching (weekly)

Fully encrypted Laptop

Telephone

Employed Position (option to be self-employed)

Workplace Pension

Job Type: Part-time

Salary: £8,000.00 to £12,000.00 /year