Few of us can afford to pay the high cost of long term care out of our regular income.

But if you find yourself in this position then don’t panic. There are other ways to finance your care.

Why do you need to pay for your long-term care?

• Have you discovered you’re not eligible for local authority funding?
• Do you want to enhance the care you’re already receiving by paying a little more?
• Do you need to make up a care fees shortfall?

Whatever the reason, you will need to find a way to pay for care for as long as you need it.

Check your entitlements

Before you do anything, it’s well worth double-checking that you’re claiming all the state and other benefits you’re entitled to.

Make sure you have exhausted all the local authority and health authority funding options too.