Most of us will recognise the famous saying ‘an Englishman’s home is his castle’.

Well, it may also be his largest investment.

If you decide to just use property as a retirement fund, then, to take another well-worn phrase, you could be putting all your eggs in one basket…..

What’s more, the property market isn’t always as ‘safe as houses’!

Investment professionals often point to diversification as being key to managing risk, although, again, it doesn’t guarantee against loss.